å©çšèŠçŽ
æå¹æ¥ïŒ2024幎4æ30æ¥
iVisaãžãããããiVisaã¯Document Advisor, Inc.ïŒãiVisaãããåœç€Ÿãããç§ãã¡ãïŒãæäŸãããµãŒãã¹ã§ãããã®ææžã¯ãiVisaã®ãŠã§ããµã€ããã¢ãã€ã«ã¢ããªã±ãŒã·ã§ã³ãããã³åœç€ŸãæäŸãããµãŒãã¹ã«é¢é£ãããã®ä»ã®ãœãããŠã§ã¢ããŠã§ããµã€ãäžã«å ¬éãããã³ã³ãã³ãããããªãã©ãããã©ãŒã ãããã°ãããã³ä»ã®ãªã³ã©ã€ã³ãªãœãŒã¹ïŒç·ç§°ããŠãã³ã³ãã³ããïŒããªãã³ã«åœç€Ÿã®ãŠã§ããµã€ããã¢ããªã±ãŒã·ã§ã³ãéããŠååŸããæ è¡æžé¡ãªã©ã®ååãŸãã¯ãµãŒãã¹ïŒããããç·ç§°ããŠããµãŒãã¹ããšåŒã³ãŸãïŒãå©çšããéã®æ¡ä»¶ã説æããŠããŸãã
ããã¯ç§ãã¡ã®å¥çŽã§ã
ãµãŒãã¹ãžã¢ã¯ã»ã¹ãŸãã¯å©çšããå ŽåããŸãã¯ãåæããããŸãã¯åæ§ã®è¡šç€ºã®ãããã¿ã³ãã¯ãªãã¯ããããã§ãã¯ããã¯ã¹ã«ãã§ãã¯ãå ¥ããããšã§ãããªãã¯æ¬å©çšèŠçŽïŒãæ¬å¥çŽãïŒããåæããã ãããã®ä»ã®å¥çŽæ¡ä»¶ãããã³åœç€Ÿã®ãã©ã€ãã·ãŒããªã·ãŒã«èšèŒãããæ å ±åéãå©çšãäžå®ã®é瀺ã«åæããããšã«ãªããŸããæ¬å¥çŽã¯ããµãŒãã¹ã«ã¢ã«ãŠã³ããäœæãããã©ããã«é¢ãããããã¹ãŠã®èšªåè ããŠãŒã¶ãŒãããã³ãã®ä»ãµãŒãã¹ã®å©çšè ïŒããŠãŒã¶ãŒãïŒã«é©çšãããŸããæ¬å¥çŽããããèªã¿ãã ãããæ¬å¥çŽã®æ¡ä»¶ã«åæã§ããªãå Žåã¯ããµãŒãã¹ãžã®ã¢ã¯ã»ã¹ãå©çšã®æš©å©ã¯ãããŸãããã¢ã«ãŠã³ãç»é²ãŸãã¯ãµãŒãã¹ã®ãå©çšãç¶ç¶ããå Žåãããªãã¯ãã®ææåã®ããå¥çŽã®åœäºè ãšãªãããšã確èªãããã®ãšã¿ãªãããŸãã
æ¬å¥çŽã«ãããŠããããªããããã³ãããªãã®ãã¯åãŠãŒã¶ãŒãæããŸãããŸããæªæå¹Žè ããµãŒãã¹ãå©çšããå ŽåãŸãã¯æªæå¹Žè ã®ããã«ãµãŒãã¹ãå©çšãããå Žåããããªããããã³ãããªãã®ãã«ã¯(i)æªæå¹Žè ã«ãããµãŒãã¹ã®å©çšãèš±å¯ãã芪ãŸãã¯æ³å®åŸèŠäººããŸãã¯æªæå¹Žè ã®ããã«ãµãŒãã¹ãå©çšãã芪ãŸãã¯æ³å®åŸèŠäººã(ii)èš±å¯ã®å¯Ÿè±¡ãŸãã¯ãµãŒãã¹ãå©çšãããæªæå¹Žè ãå«ãŸããŸãããã ãã芪ãŸãã¯ä¿è·è ã®ç£ç£åã³æ¿èªãªãã«ã18æ³æªæºã®æ¹ããµãŒãã¹ãå©çšããããšãæ¬å¥çŽã®åœäºè ãšãªãããšã¯çŠæ¢ãããŠããŸãããã18æ³æªæºã®ãåæ§ãä¿è·è ã®åæãªããµãŒãã¹ãå©çšãããšæãããå Žåã¯ãéããã«åœç€ŸãŸã§ãé£çµ¡ãã ããã
仲è£ã«é¢ãããæ³šæïŒæ¬å¥çŽã®äžèŠçŽ ãšããŠãã客æ§ãšåœç€Ÿãšã®éã§çããæ¬å¥çŽãŸãã¯ãµãŒãã¹ã«é¢é£ããçŽäºã¯ææåã®ããä»²è£æç¶ãã«ãã£ãŠè§£æ±ºããéªå¯©è£å€ãéå£èšŽèšãéå£ä»²è£ã«åå ããæš©å©ãæŸæ£ããããšã«ãåæããã ããŸãã詳现ã¯äžèšãã芧ãã ããã
ãŠãŒã¶ãŒã¢ã«ãŠã³ããæ å ±ããã³ãã¹ã¯ãŒã
åœç€ŸãŠã§ããµã€ããäžè¬å ¬éãããŠããã³ã³ãã³ãã¯ããŠãŒã¶ãŒã¢ã«ãŠã³ããäœæããã«é²èЧã§ããŸãããã¢ãã€ã«ã¢ããªã±ãŒã·ã§ã³ã®å©çšããŠã§ããµã€ãã§ã®æ³šæããŸãã¯ãµãŒãã¹ã®ä»ã®éšåãå©çšããéã«ã¯ãç»é²ãå¿ èŠãšãªããã¢ã«ãŠã³ãäœæã«å¿ èŠãªæ å ±ãæäŸããŠããã ããŸããããããåºæ¬ãŠãŒã¶ãŒæ å ±ããšåŒã³ãŸããä»ã®ãµãŒãã¹ãšç°ãªãåããã«ããç¬èªã®ãã¹ã¯ãŒãã®ãå©çšãæšå¥šãããšãšãã«ãå©çšåŸã¯å¿ ããã°ã¢ãŠãããŠãã ãããåºæ¬ãŠãŒã¶ãŒæ å ±ã®æ£ç¢ºæ§ã»å®å šæ§ã»æ©å¯æ§ã管çãã責任ã¯ã客æ§ãèªèº«ã«ãããŸãããŸããããªããåºæ¬ãŠãŒã¶ãŒæ å ±ãæäŸãã第äžè ã«ããè¡çºãå«ããã¢ã«ãŠã³ããéããŠè¡ããããã¹ãŠã®æŽ»åã«ã€ããŠè²¬ä»»ãè² ããã®ãšããŸããæ£ç¢ºãªæ å ±ã®ãæäŸããŸãã¯åºæ¬ãŠãŒã¶ãŒæ å ±ã®å®å šç¢ºä¿ãæ ã£ãããšã«ããæå€±ãæå®³ã«ã€ããŠãåœç€Ÿã¯è²¬ä»»ãè² ããŸãããäžãäžãç¡æã§åºæ¬ãŠãŒã¶ãŒæ å ±ãå©çšãããŠããããšã«ãæ°ä»ãã®å Žåãã第äžè ãç¡æã§ããªãã®éå ¬éã³ã³ãã³ãã«ã¢ã¯ã»ã¹ã§ããæããããå Žåã¯ãçŽã¡ã«ãã¹ã¯ãŒãã倿Žããåœç€Ÿã«ã¹ã¿ããŒãµããŒãããŒã ãŸã§ãé£çµ¡ãã ããã
åœç€Ÿãšã®é¢ä¿ã«ã€ããŠ
æ¬å¥çŽã«åæããããšã§ãiVisaã¯æ¿åºãæ¿åºæ©é¢ã®ææã»éå¶ã»ã¹ãã³ãµãŒã»æ¿èªããŸãã¯é¢é£ãåããŠããªãããšããçè§£ã»ãæ¿ç¥ããã ããŸãããµãŒãã¹ãå©çšããããšã§ãiVisaããæ³çãŸãã¯ãã®ä»ã®å ¬çãªå©èšãåããããšã«ã¯ãªããŸãããæ è¡æžé¡ãååŸããå Žåãåæ§ã§ããåœç€ŸãæäŸããã³ã³ãã³ãã¯æ å ±æäŸã®ã¿ãç®çãšããŠãããæ³çå©èšã®ä»£æ¿ã«ã¯ãªããŸããããã¶ããã®ä»ã®æžé¡ã«é¢ããèŠä»¶ã«ã€ããŠã¯ãå¿ ãå°éã®æ³åŸã¢ããã€ã¶ãŒã«ãçžè«ãã ããã ããã«ãåœç€Ÿããæžé¡ãååŸããããšãéžæããå Žåã«ã¯ãæå·åãããŠããªãã¡ãŒã«ããã£ãããé»è©±ã«ããé£çµ¡ãå«ãé»åçããã³é»è©±ã«ããã³ãã¥ãã±ãŒã·ã§ã³ã®å©çšããŸãåœç€Ÿã®iVisaãŠã§ããµã€ãããã³/ãŸãã¯ã¢ãã€ã«ã¢ããªå ã§ã®é£çµ¡ããã®ä»ã®æ å ±æè¡ãæ¹æ³ãçšããŠåœç€Ÿãããªããšé£çµ¡ãåãããšãããã³åœç€Ÿã®ãã©ã€ãã·ãŒããªã·ãŒã«èšèŒãããŠããããã«ãããªãã®å人æ å ±ãããªããä»ã®ç¬¬äžè ãšå ±æããããšã«åæãããã®ãšã¿ãªãããŸããã€ã³ã¿ãŒãããããã®ä»ã®éä¿¡ãµãŒãã¹ãä»ããŠããŒã¿ãéä¿¡ããããšã«é¢ãããªã¹ã¯ã¯ãããªããè² ãããšãšãªããŸãã
åœç€Ÿã®ãµãŒãã¹ãå©çšããéãããªãã¯iVisaãçŽæ¥è²©å£²ããããããã®ååãè³Œå ¥ããããšã«ãããåœç€Ÿãšã®éã«çŽæ¥çãªé¡§å®¢é¢ä¿ãç¯ãããšã«ãªããŸãã
ãã©ã€ãã·ãŒãšã»ãã¥ãªãã£
ãµãŒãã¹ãå©çšããããšã§ãããªãã¯åœç€Ÿã®ãã©ã€ãã·ãŒããªã·ãŒã«èšèŒãããŠããéããããªãã®å人æ
å ±ãéèšãããããŒã¿ããŸãã¯å¿ååãããããŒã¿ã®åéãå©çšãé瀺ã«åæãããã®ãšããŸãã
åœç€Ÿã¯ãããªãã®ãã©ã€ãã·ãŒãšå人æ
å ±ã®ã»ãã¥ãªãã£ãéèŠèŠããŠããããã®ç¹ã«é¢ããŠã¯ãããªããšåœç€Ÿã®åæ¹ã«è²¬ä»»ããããŸãããã¡ãããã¢ã«ãŠã³ãã«ã¢ã¯ã»ã¹ããããã«ã¯ããŠã§ããã©ãŠã¶ãå©çšããPCãããèªèº«ã®ããã€ã¹ã«åœç€Ÿã®ã¢ãã€ã«ã¢ããªãã€ã³ã¹ããŒã«ããå¿
èŠããããŸãïŒãããã®ããã€ã¹ãçšæããã€ã³ã¿ãŒãããæ¥ç¶ãããŒã¿ãã©ã³ã®æéãæ¯æã責任ã¯ãèªèº«ã«ãããŸãïŒããŸããããªãã®ã³ã³ãã¥ãŒã¿ãŒãé»è©±ããŸãã¯ãã®ä»ã®ããã€ã¹ã«ã¢ã¯ã»ã¹å¯èœãªäººç©ã¯ããµãŒãã¹ãããªãã«é¢ããæ
å ±ïŒå人æ
å ±ãå«ãïŒã«ã¢ã¯ã»ã¹ã§ããŠããŸãå ŽåããããŸãããå©çšã«ãªã£ãŠããªãéã¯ãå¿
ãã¢ã«ãŠã³ããããã°ã¢ãŠãããããšãããªãèªèº«ã®è²¬ä»»ãšãªããŸããiVisaã¯ãããªãã®ããã€ã¹ã®ã»ãã¥ãªãã£ãéä¿¡ææ®µã®éžæãã€ã³ã¿ãŒãããããã®ä»éä¿¡ãµãŒãã¹ã®å¯çšæ§ãŸãã¯ã»ãã¥ãªãã£ããŸãã¯ãããã®ãµãŒãã¹ã«ãŠè¡ãããããªããšåœç€ŸãµãŒãã¹éã®éä¿¡ã®å®å
šã«ã€ããŠãäžåã®è²¬ä»»ãè² ããŸããã
åœç€Ÿã¯ãåœç€Ÿãä¿æããæ å ±ãäžæ£ãªã¢ã¯ã»ã¹ããå®ãããšã«åªããŠããããã®ããã«ãã©ã€ãã·ãŒããªã·ãŒã«èšèŒãããããã€ãã®ã»ãã¥ãªãã£å¯Ÿçã宿œããŠããŸããããããªããããµãŒãã¹ã¯ãœãããŠã§ã¢ãããŒããŠã§ã¢ãããã³åæ£åã³ã³ãã¥ãŒã¿ãããã¯ãŒã¯äžã§éçšãããŠãããæãšããŠãããã®ããããã®èŠçŽ ãã¡ã³ããã³ã¹ãå¿ èŠãšããããåœç€Ÿã®ç®¡çãè¶ ããåé¡ãã»ãã¥ãªãã£äŸµå®³ãçºçãããããå ŽåããããŸãããã®ãããåœç€Ÿã®ã»ãã¥ãªãã£å¯Ÿçã第äžè ã«ãã£ãŠçµ¶å¯Ÿã«ç Žãããªããšããä¿èšŒã¯ãªããããªãã®å人æ å ±ãäžæ£ãªç®çã§å©çšãããå¯èœæ§ãããããšããæ¿ç¥ãã ãããããªãã¯ããèªèº«ã®è²¬ä»»ã§å人æ å ±ãæäŸããããšã«åæãããã®ãšããŸãã
ãµãŒãã¹å©çšã«ãããããªãã®æš©å©
ã¢ã«ãŠã³ããäœæããããšãæ¬å¥çŽã«åºã¥ãã¢ã«ãŠã³ããä»»æã«ééãããŸã§ããŸãã¯æ¬å¥çŽã«åºã¥ãåœç€Ÿãã¢ã«ãŠã³ããééãããŸã§ã®éãããªãã«å¯ŸããµãŒãã¹ãå©çšããéå®çãã€éç¬å çãªã©ã€ã»ã³ã¹ãä»äžããŸãããŸããåœç€Ÿã®ã¢ãã€ã«ã¢ããªã«ã€ããŠããé©çšãããã©ã€ã»ã³ã¹æ¡ä»¶ããã³æ¬å¥çŽïŒäžèšã®Apple補ååãç¹çŽãå«ãïŒã«åŸãããããŸã§ããªãããœãããŠã§ã¢ãå©çšããµãŒãã¹ã®å©äŸ¿æ§ã享åããç®çã®ã¿ã«ãããŠãããªãå人ã«å šäžçã§è²æž¡äžå¯ã»éç¬å ã§ç¡åã®ã©ã€ã»ã³ã¹ãä»äžããŸããåœç€ŸãŸãã¯ãµãŒãã¹ã«å¯Ÿãããã®ä»ã®æš©å©ãå©çãåŸããã®ã§ã¯ãããŸããã
ããªãã¯ãæ¬å¥çŽã®æ¡ä»¶ã«åŸãããèªèº«ã®å人æ å ±ãã®ä»ã®ããŒã¿ã«ã€ããŠãiVisaãæ¬å¥çŽåã³ãã©ã€ãã·ãŒããªã·ãŒã«èšèŒãããµãŒãã¹æäŸçã®ããã«ç¹å®ã®æš©å©ãæã€å Žåãé€ããæäŸããããŒã¿ã«é¢ããå šãŠã®æš©å©ãä¿æããŸããæ¬å¥çŽã«åºã¥ãããªããåœç€Ÿã«ä»äžããéå®çã©ã€ã»ã³ã¹ããã³æš©å©ãé€ããiVisaã¯ãããªããåœç€Ÿã«æåºããå人æ å ±ããã®ä»ããŒã¿ã«ã€ããŠãæš©å©ãæææš©ããŸãã¯å©çãååŸããªãããšãèªããåæããŸãã
iVisaã®ãµãŒãã¹ã«å¯Ÿããæš©å©
æ¬å¥çŽã«åæããµãŒãã¹ãå©çšããããšã§ãiVisaããµãŒãã¹ããã³ãµãŒãã¹ã®å©çšãéããŠçæãããããŒã¿ãã³ã³ãã³ãã«é¢ããŠæ§ã ãªæš©å©ãæããããšããããªãã¯èªããåæããŸãããããã®æš©å©ã«ã¯ä»¥äžãå«ãŸããŸãã
ããŒã¿ã«é¢ããæš©å©
ãµãŒãã¹ãéå¶ããããã«ã¯ãããªãããæäŸãããããŒã¿ïŒå人æ å ±ãå«ãïŒãåŠçããæš©å©ãåœç€ŸãååŸããå¿ èŠããããããã¯ãµãŒãã¹éå¶ã®ããã®æè¡çåäœãããŒã¿åŠçãæ³çãªéåãšãªããªãããã«ããããã®ãã®ã§ãã
ãã£ãŠããµãŒãã¹ãå©çšãããŒã¿ãã¢ããããŒãããããšã§ãiVisaã«å¯Ÿãããã®ããŒã¿ã®åŠçãããã³ã¢ã«ãŠã³ããã¢ãã€ã«ã¢ããªå ã§ã®è¡šç€ºã»å®è¡ã»é ä¿¡ãïŒæè¡çç®çã®ããã®ïŒä¿®æ£ãè€è£œãªã©ããµãŒãã¹éå¶ã®ããã«å¿ èŠãªæš©å©ãã©ã€ã»ã³ã¹ããããšãšãªããŸãã ããªãã¯ããããã®æš©å©ããã³ã©ã€ã»ã³ã¹ãããã€ã€ãªãã£ããªãŒã§ãããè²æž¡å¯èœã§ããããµãã©ã€ã»ã³ã¹å¯èœã§ãããå šäžçã§æå¹ã§ãããïŒããªãã®ããŒã¿ãåœç€Ÿã«ä¿ç®¡ãããŠããéãã«ãããŠïŒåæ¶äžèœã§ããããšã«åæããŸãããŸããiVisaãåœè©²ãµãŒãã¹ã®æäŸã«é¢é£ããå¥çŽé¢ä¿ã«ããä»è ã«å¯ŸããŠããã®ããŒã¿ãæäŸãããããããã®æš©å©ã移転ãããããæš©å©ãå«ã¿ãŸããããã¯ããµãŒãã¹ãæäŸããç®çã«éãè¡ãããŸãããŸããiVisaãæ³ç矩åãéµå®ããããããŸãã¯ã客æ§ãäŸé ŒãããµãŒãã¹ã®éè¡ã«å¿ èŠã§ãããšå€æããå Žåã«ãã客æ§ã®ããŒã¿ãžã®ã¢ã¯ã»ã¹ã第äžè ã«èš±å¯ããããé瀺ãããããããšãã§ããŸãã
ç¥çè²¡ç£æš©
ãµãŒãã¹ãå©çšããããšã«ãããããªãã¯ãµãŒãã¹ã®å šãŠã®æš©å©ïŒãiVisaãœãããŠã§ã¢ããå«ããµãŒãã¹ã®ãœãããŠã§ã¢ããã³å šãŠã®ã³ã³ãã³ãïŒããèäœæš©ãåæšæš©ãç¹èš±æš©ãå¶æ¥ç§å¯ããã®ä»ã®æ³åŸã»èŠåã»æ¡çŽãããã³æ¬å¥çŽã®æ¡ä»¶ã«ãã£ãŠä¿è·ãããŠããããšãèªããåæããŸããiVisaãå¥éã©ã€ã»ã³ã¹ã§æç€ºçã«æå®ããªãéãããµãŒãã¹ãŸãã¯ã³ã³ãã³ãã®å©çšæš©ã¯æ¬å¥çŽã«åŸããã®ãšãããµãŒãã¹ããã³ã³ã³ãã³ãã«é¢ããå šæš©å©ã¯iVisaã«çä¿ãããŸããiVisaïŒããã³è©²åœããå Žåã¯ãã®ã©ã€ã»ã³ãµãŒïŒãããµãŒãã¹å šäœã«å¯ŸããŠå šãŠã®æš©å©ãæš©åãå©çïŒã¢ã©ã«æš©ãé¢é£ææžãå«ãïŒãæããããšã«ããªãã¯åæããŸããç¹ã«ãããªãã¯ããªãŒãã³ãœãŒã¹ã©ã€ã»ã³ã¹ã®äžã§æç€ºçã«èš±å¯ãããŠããå Žåãåœç€Ÿããæžé¢ã§æç¢ºã«èš±å¯ãããŠããå ŽåããŸãã¯ãã®çŠæ¢èŠå®ã«ãããããæ³çã«èš±å¯ãããŠããå Žåãé€ãããããªãiVisaãœãããŠã§ã¢ã®æ¹å€ã掟çç©ã®äœæãéã³ã³ãã€ã«ããã®ä»ãœãŒã¹ã³ãŒãã®æœåºã詊ã¿ãªãããšã«åæããŸããiVisaã®ã¹ã¿ã€ã©ã€ãºãããåç§°ãããŽããã®ä»ã®é¢é£ã°ã©ãã£ãã¯ã䞊ã³ã«ãµãŒãã¹ã«é¢é£ããŠäœ¿çšããããµãŒãã¹ããŒã¯ãåå·ã¯iVisaã®åæšã§ããã第äžè ã®ååããµãŒãã¹ã«é¢é£ããŠå«ããèš±å¯ãªã䜿çšããããšã¯ã§ããŸããããµãŒãã¹äžãŸãã¯ãµãŒãã¹å ã«è¡šç€ºããããã®ä»ã®åæšããµãŒãã¹ããŒã¯ãåå·ã¯ãããããã®ææè ã«åž°å±ããŸãã
ãã£ãŒãããã¯
ããªããã¡ãŒã«ãé»è©±ãSNSããã£ãããã¢ãã€ã«ã¢ããªããŠã§ããµã€ãã®ã¡ãã»ãŒãžããã®ä»ã®æ¹æ³ïŒç·ç§°ããŠãè²¢ç®ãïŒãéããŠãiVisaã«ãµãŒãã¹ïŒãŸãã¯ãã®ä»ã®ååããµãŒãã¹ïŒã«é¢ããã¢ã€ãã¢ãææ¡ãææžãææ¡ãªã©ãæåºããå ŽåïŒå人æ å ±ãé€ãïŒãããªãã¯ä»¥äžã«åæããèªããŸãã
- ããªãã®è²¢ç®ã«ã¯ãæ©å¯ãŸãã¯ç¬èªã®æ å ±ãå«ãŸããŠããªãããš
- iVisaã¯ãè²¢ç®ã«é¢ããŠæç€ºçã«ãé»ç€ºçã«ãå®ç§çŸ©åãè² ããªãããš
- iVisaã¯ããããªãç®çã§ããããããæ¹æ³ã§è²¢ç®ã䜿çšãé瀺ïŒãŸãã¯äœ¿çšã»é瀺ããªãããšïŒããæš©å©ãæããããš
- iVisaããã§ã«åæ§ã®è²¢ç®ãæ€èšäžãŸãã¯éçºäžã§ããå Žåãããããš
- ããªãã®è²¢ç®ã¯èªåçã«iVisaã®è²¡ç£ãšãªããiVisaã¯ããªãã«å¯ŸããŠãããªã矩åãè² ããªãããš
- ãããªãå Žåã§ããããªãã¯iVisaããäŒèšãå ±é ¬ãŸãã¯è£åçãåããæš©å©ããªãããš
è²¢ç®ãæåºããéãäžçäžã®ç¥çè²¡ç£æš©ãŸãã¯ãã®ä»ã®æš©å©ã®ä¿æè ãããããã®æš©å©ãå®å šãã€æå¹ã«æŸæ£ããããªããäžèšæš©å©ãåœç€Ÿã«ä»äžããæš©å©ãæããããšãä¿èšŒãããã®ãšããŸããæåºããè²¢ç®ã«å人æ å ±ãå«ãŸããŠããå Žåããã®å©çšãŸãã¯é瀺ã«ã€ããŠã®iVisaã®æš©å©ã¯ãé©çšæ³ã®äžã§æ±ããããç¯å²ã«å¶éãããŸãã
ãµãŒãã¹ã®å€æŽæš©
åœç€Ÿã¯ç¬èªã®è£éã«ããããµãŒãã¹ã®äžéšãšããŠããŸãã¯ä»éããŠãæ°ããèŠçŽ ãå®è£ ããæš©å©ãä¿æããŸããããã«ã¯ããµãŒãã¹ãiVisaãœãããŠã§ã¢ã®åŸæ¥ã®éçšæ¹æ³ã«åœ±é¿ãäžãã倿Žãå«ãŸããå ŽåããããŸããåœç€Ÿã¯ããããã®å€æŽãå šäœãšããŠãµãŒãã¹ã®åäžã«ã€ãªãããšèããŠããŸãããããªããåæããªãå ŽåãããåŸãŸãããŸããããªããå©çšã§ããçµæã®çš®é¡ãæ§è³ªãååŸã§ããæžé¡ã®æ°ãã¡ãã»ãŒãžã®éåä¿¡æ©èœãæ å ±ãªããžããªã®æ§è³ªããµã€ãºãããªãã®ããŒã¿ãã³ã³ãã³ãã®ã¢ã¯ã»ã¹ãŸãã¯é ä¿¡å¯èœæ§ã®ç¶ç¶æ§ãªã©ã«å¶éãèšããããŸãã¯ä»ã®å¶éãäœæã§ãéç¥ã®æç¡ã«ãããããèšããæš©å©ãçä¿ããŸããããšãã°ã以åã¯ç¡æã§æäŸãããŠãããµãŒãã¹ã®äžéšã«å°æ¥çã«æéã課ãå ŽåããããŸãã ãŸããã客æ§ã¯ãiVisaã®æ§ã ãªå¯Ÿå¿ã«ãããäžå®ã®æéãŸãã¯æä¹ çã«ãç¹å®ã®ã¿ã€ãã³ã°ãåãæ¹æ³ã§ãµãŒãã¹ãžã¢ã¯ã»ã¹ãããå©çšãããã§ããªããªãå Žåãããããšãèªèãããã®çµæãšããŠãiVisaãäžåã®è²¬ä»»ã矩åãè² ããªãããšã«åæããŸããããã«ã¯ãã客æ§ãžã®ãããªãããŒã¿ãã³ã³ãã³ãã®åé€ããŸãã¯æäŸããªãããªãã£ãå Žåãå«ãŸããŸããããããã«éå®ãããŸããããŸããã客æ§ã¯ãµãŒãã¹ã®äžéšã®å€æŽãäžæåæ¢ããŸãã¯çµäºã«ã€ããŠãåœç€Ÿãã客æ§ãŸãã¯ç¬¬äžè ã«å¯ŸããŠäžåã®è²¬ä»»ãè² ããªãããšã«åæããŸãã
第äžè ãžã®æ¥åå§èšã«é¢ããæš©å©
iVisaã¯ããµãŒãã¹ã®å šéšãŸãã¯äžéšã«é¢ããŠæè¡çãŸãã¯ãã®ä»ã®ãµãŒãã¹ãæäŸããããã«ãç¹å®ã®é¢é£äŒç€Ÿããã®ä»ã®ç¬¬äžè ïŒããµãŒãã¹ãããã€ããŒãïŒãèµ·çšããããšããããã客æ§ã¯ããããµãŒãã¹ãããã€ããŒã®é¢äžãåãå ¥ããããšã«åæããŸãããŸããiVisaã¯ãµãŒãã¹ã«é¢é£ããç¹å®ã®è£œåãä»ã®è£å©çèŠçŽ ã®ç¬¬äžè 販売æ¥è ããã客æ§ã®çŸå°éè²šãæ±ºæžæ¹æ³ã§ã®æ¯æããå¯èœã«ããæ±ºæžåŠçæ¥è ãšå¥çŽããããšããããŸãããããã®é¢é£äŒç€Ÿã第äžè ããã客æ§ã®åºæ¬æ å ±ãå人æ å ±ããŸãã¯ãã®ä»ã®ããŒã¿ãžã¢ã¯ã»ã¹ã§ããç¯å²ã«ã€ããŠã¯ãåœç€Ÿã®ãã©ã€ãã·ãŒããªã·ãŒãã確èªãã ããããŸãã第äžè 補å販売æ¥è ãæ±ºæžåŠçæ¥è ãšã®é¢ä¿ã«ã€ããŠã¯ã忥æ¡ä»¶ãã確èªãã ããã
第äžè ãœãããŠã§ã¢å©çšã®æš©å©
iVisaã¯ããµãŒãã¹ããã³iVisaãœãããŠã§ã¢ã®äžéšãšããŠã第äžè ããæäŸããã該åœããã©ã€ã»ã³ãµãŒãèäœæš©è ã®èš±å¯ãåŸãŠå©çšãããŠããã³ã³ãã¥ãŒã¿ãŒãœãããŠã§ã¢ããåæäŸè ã®æ¡ä»¶ã«åŸã£ãŠéæå«ããå ŽåããããŸããäžéšã®ç¬¬äžè ãœãããŠã§ã¢ã«ã€ããŠã¯ãæžé¢ã§ã®ãè«æ±ã該åœããiVisaãœãããŠã§ã¢å ã§æ å ±ãæäŸããŠããŸããiVisaã¯ãããã第äžè ãœãããŠã§ã¢ã«é¢ããŠãã客æ§ãžã®ä¿èšŒããã®ä»ã®ä¿èšŒãæç¢ºã«åŠèªããŸãã
ãœãããŠã§ã¢æŽæ°ã®æš©å©
ãµãŒãã¹ã®å€æŽã«é¢é£ããŠãiVisaã¯ã客æ§ã®ã³ã³ãã¥ãŒã¿ç«¯æ«ãžããµãŒãã¹ã®æ¹åãåäžã修埩ããŸãã¯ãããªãéçºãç®çãšãããœãããŠã§ã¢ã¢ããããŒããéæèªåã§ããŠã³ããŒãããå ŽåããããŸããiVisaã¯åºæ¬çã«ã客æ§ã«ã¢ããããŒããã€ã³ã¹ããŒã«ãããã©ããéžæè¢ãæäŸããããšãç®æããŸãããç¹å®ã®å ŽåïŒäŸïŒã»ãã¥ãªãã£äžã®ãªã¹ã¯çïŒã«ã¯ããµãŒãã¹ãžã®ç¶ç¶çãªã¢ã¯ã»ã¹ã®ããã«ã¢ããããŒãã®ã€ã³ã¹ããŒã«ãæ±ããå ŽåããããŸãããããã®å Žåããã客æ§ã¯iVisaããããã¢ããããŒããéä¿¡ããã客æ§ãåä¿¡ããããšããµãŒãã¹å©çšã®äžç°ãšããŠèš±å¯ããããšã«åæããŸãã
ãµãŒãã¹å©çšç¶æ³ã®ç£èŠæš©é
iVisaã¯ããµãŒãã¹å©çšç¶æ³ãå¿ èŠã«å¿ããŠãã€ã§ãç£èŠããiVisaç¬èªã®è£éã§ãéæ³ã§ãããiVisaã«è²¬ä»»ã課ããåœå¥çŽã«éåããããããã¯iVisaç¬èªã®ç®çãšåèŽããªããšå€æãããè³æãåé€ããæš©å©ãçä¿ããŸãã
ãµãŒãã¹å©çšã«é¢ããèŠä»¶
åœç€Ÿã®ãµãŒãã¹ã®æ§è³ªäžãã客æ§ã«ã¯ãµãŒãã¹å©çšã«éããŠäžå®ã®æ¡ä»¶ã課ããå©çšæã«ãçæããã ãç¹ã以äžã®éãå®ããŸãã
ã客æ§ã®ã³ã³ãã³ã
åœç€ŸãµãŒãã¹ã®å©çšè ãã客æ§ãèªèº«ãŸãã¯ä»ã®ãŠãŒã¶ãŒãšããŠåœç€ŸããµãŒãã¹ã«æåºããããããã¯è¿œå ãã¢ããããŒããé ä¿¡ãæçš¿ããã³ã³ãã³ãïŒå ¬éã»éå ¬éãåããïŒãäŸãšããŠè£œåã¬ãã¥ãŒãã¢ã³ã±ãŒãåçãã³ã¡ã³ããåç»ãæžé¢è³æãªã©ïŒç·ç§°ããŠããŠãŒã¶ãŒã³ã³ãã³ããïŒã¯ããã®ãŠãŒã¶ãŒãåç¬ã§è²¬ä»»ãè² ããã®ã§ãããŠãŒã¶ãŒã³ã³ãã³ãã«ã¯ã第äžè ãµãŒãã¹ïŒäŸïŒFacebookãYouTubeãInstagramãTwitterçïŒãéããŠå人ãæäŸãããã®ã§ããã®æçš¿ãiVisaãåœç€Ÿã³ã³ãã³ãããµãŒãã¹ãåœç€Ÿã®è£œåãŸãã¯ãµãŒãã¹ã«èšåãã¿ã°ä»ãããŸãã¯é¢é£ããå 容ãå«ãŸããŸãããŠãŒã¶ãŒã³ã³ãã³ããå ¬éããå Žåãã客æ§ã¯ãã®æ å ±ãæ£ç¢ºã§ãå®å šã§ãææ°ã§ãããæ³åŸã»ã«ãŒã«ã»èŠå¶ãéµå®ããŠæçš¿ããŠããããšã衚æããŸããã客æ§ãæåºãããŠãŒã¶ãŒã³ã³ãã³ãã¯ã以äžã®ç¹ã«è©²åœããŠã¯ãªããŸããïŒ
- ä»äººã®ç¥çè²¡ç£æš©ãå人æ å ±ä¿è·ããããªã·ãã£ããã©ã€ãã·ãŒæš©ã䟵害ããå 容ãå«ãããš
- åèªæ¯æãè è¿«è¡çºãšãªãããš
- ä»äººãå£äœã«ãªãããŸãããš
- èš±å¯ãããŠããªãåºåãå«ãããš
- ãŠã€ã«ã¹ãŸãã¯ç Žå£ãæ±æãããããã³ãŒããéä¿¡ãŸãã¯é åžããããš
åœç€ŸãµãŒãã¹ãåçš®SNSäžã§ã¢ã¯ã»ã¹ã§ãããŠãŒã¶ãŒã³ã³ãã³ãã«ã€ããŠãåœç€Ÿã¯äžåã®è¡šæãä¿èšŒãä¿èšŒè²¬ä»»ãè² ããŸããã ãµãŒãã¹ãŸãã¯åœç€Ÿã®ãœãŒã·ã£ã«ã¡ãã£ã¢ãã£ã³ãã«ããŠã§ããµã€ããéããŠãŠãŒã¶ãŒã³ã³ãã³ããæåºããããšã§ãã客æ§ã¯åœç€Ÿã«å¯Ÿããäžçäžã§æå¹ã§ãæ°žç¶çãåæ¶äžèœãéç¬å çãè€æ°éå±€ã§ãµãã©ã€ã»ã³ã¹å¯èœãå šé¢çã«æ¯ææžã¿ããã€ã€ãªãã£ããªãŒã®ã©ã€ã»ã³ã¹ãšæš©å©ïŒã客æ§ã®æ°åãèåãåçãæšèŠæãå«ã¿ãŸãããããã«éå®ãããŸããïŒãããããªãç®çïŒåçšãåŠããåããïŒã§ãå©çšãè€è£œãéä¿¡ãé åžãå ¬ã«å®æŒã»è¡šç€ºïŒæ¢ç¥ãŸãã¯å°æ¥éçºããããã¹ãŠã®åªäœãéããŠïŒãç·šéãæ¹å€ã掟çäœåã®äœæã®ããã«ãç¡åã§èš±è«Ÿãããã®ãšããŸãããŸããã客æ§ã¯ãåœç€Ÿã®ãŠã§ããµã€ãããœãŒã·ã£ã«ã¡ãã£ã¢ãã£ã³ãã«ããã³ïŒãŸãã¯ãµãŒãã¹ã®åãŠãŒã¶ãŒã«å¯ŸããŠããäžè¿°ã®å 容ãéç¬å çãã€æ°žç¶çã«ã¢ã¯ã»ã¹ããå©çšã»ç·šéã»æ¹å€ã»è€è£œã»é åžã»æŽŸçäœåã®äœæã»è¡šç€ºã»å®æŒããã©ã€ã»ã³ã¹ãä»äžããããšã«åæããŸããããã«ã¯ãã客æ§ããµãŒãã¹ã®å©çšãçµäºããåŸãå«ãŸããŸããããã«ãã客æ§ã¯ãŠãŒã¶ãŒã³ã³ãã³ãã«ããããããããèäœè äººæ Œæš©ããŸãã¯ãã©ã€ãã·ãŒæš©ããããªã·ãã£æš©ãæŸæ£ããŸããæç¢ºã«ããããã«ãäžèšã®ã©ã€ã»ã³ã¹äŸäžã¯åœç€Ÿããã³ãŠãŒã¶ãŒã«äžããããŸãããæžé¢ã§å¥éåæããªãéããã客æ§ã®ä»ã®æææš©ãã©ã€ã»ã³ã¹æš©éã远å ã©ã€ã»ã³ã¹ãä»äžããæš©å©ã«ã¯åœ±é¿ããŸãããã客æ§ã¯ãåœç€Ÿã«ãããã®ã©ã€ã»ã³ã¹ãäžãããã¹ãŠã®æš©å©ãæãã第äžè ã®ãããªãæš©å©ïŒãã©ã€ãã·ãŒæš©ããããªã·ãã£æš©ãèäœæš©ãåæšæš©ãå¥çŽæš©ããã®ä»ç¥çè²¡ç£æš©ãæææš©ãªã©ïŒã䟵害ãŸãã¯éåããŠããªãããšã衚æããã³ä¿èšŒããŸãã
æž¡èªæžé¡ã®ç¢ºèª
åœç€Ÿãæž¡èªæžé¡ïŒãã¶ãåçããã¹ããŒããªã©ïŒããéãããå Žåããã¹ãŠã®æžé¡æ å ±ãæ£ããããå®å šã§ããããããã«ã確èªããã ãã®ã¯ãã客æ§èªèº«ã®è²¬ä»»ã§ããæžé¡ã«äžåããããéããã«ãé£çµ¡ããã ããå Žåãåœç€Ÿã¯ãã®æ¯æ£ã«åªããŸããæžé¡ã®äžåã«æ°ä»ããã«æž¡èªãããå Žåããã®çµæã¯ã客æ§ãèªèº«ã®è²¬ä»»ãšãªããŸãããŸãããã¹ããŒãã®æå¹æéãæ è¡éå§æ¥ããå°ãªããšã6ãæä»¥äžæ®ã£ãŠããããšãå¿ ãã確èªãã ãããå ããŠãåœç€Ÿããã®æž¡èªæžé¡ãè¿·æã¡ãŒã«ãã£ã«ã¿ãªã©ã«ããã¡ãŒã«ã§åãåããªãããšããªããããã䜿ãã®ã¡ãŒã«ãµãŒãã¹ã§åœç€Ÿãã¡ã€ã³ãããã¯ã€ããªã¹ããã«è¿œå ããæžé¡ãå±ããªãå Žåã¯è¿·æã¡ãŒã«ãã©ã«ããå¿ ãã確èªãã ãããäžéšã®æž¡èªæžé¡ã¯ããµãŒãã¹å ã®ãèªèº«ã®ã¢ã«ãŠã³ããããååŸå¯èœã§ãã
çŠæ¢äºé
以äžã®ç®çã§ãµãŒãã¹ãå©çšãŸãã¯å©çšã詊ã¿ãããšã¯çŠæ¢ãããŠããŸãïŒ
- éæ³ãäžæ£ãäžæ£èªå¯ãè©æ¬ºçããŸãã¯æªæã®ããç®çã§ã®å©çš
- ããããã®ãµãŒããŒãé¢é£ãããã¯ãŒã¯ãæå·ãç¡å¹åãéè² è·ãæ©èœåŠšå®³ãããããªå©çš
- ä»ãŠãŒã¶ãŒã®ãµãŒãã¹å©çšãäœéšã劚ããè¡çº
- ãããã³ã°ããã¹ã¯ãŒãæ¢æ»ããã®ä»ã®æ¹æ³ã§ä»è ã®ã¢ã«ãŠã³ããã³ã³ãã¥ãŒã¿ã·ã¹ãã ããããã¯ãŒã¯ãžäžæ£ã¢ã¯ã»ã¹ããããš
- iVisaããŠãŒã¶ãŒã®ããã«æå³çã«å ¬éããŠããªãã·ã¹ãã ãããŒã¿ãæ å ±ãžã¢ã¯ã»ã¹ããè¡çº
- iVisaãæå³çã«æäŸããŠããªããããªãè³æãæ å ±ããããªãæ¹æ³ã§ãååŸããããš
- ãµãŒãã¹äžã®iVisaãœãããŠã§ã¢ãæè¡ããªããŒã¹ãšã³ãžãã¢ãªã³ã°ãåè§£ãéã³ã³ãã€ã«ããããš
- æ¬æ¥ã®äºæ¥ç®ç以å€ã§ã®ãµãŒãã¹å©çš
ãŸãããµãŒãã¹ã®å©çšã«éããæ¬¡ã®è¡çºãçŠæ¢ãããŠããŸãïŒ
-
éæ³ãæå®³ãè è¿«çãèåŸ çãå«ããããæå®³ãäžãããåèªæ£æãåç¥ãç¥è€»ãäžå·çãäººçš®ã»æ§å¥ã»æ§çæåã»æ°ææ§ã»ãã®ä»æ¬è³ªçç¹æ§ã«é¢ããŠäžé©åããŸãã¯ç¬¬äžè ã®ãã©ã€ãã·ãŒæš©ããããªã·ãã£æš©ã䟵害ããã¡ãã»ãŒãžãæ å ±ãããŒã¿ãããã¹ãããœãããŠã§ã¢ãç»åããã®ä»ã³ã³ãã³ãã®ã¢ããããŒããéä¿¡
-
ä»äººã誀解ãããç®çã§åœã®èº«å ãéè€ã¢ã«ãŠã³ããäœæããããããã¯ä»äººïŒiVisaã®ä»£è¡šè ãå«ãïŒã®ãªãããŸãããŸãã¯æå±ãèåœè¡šç€ºããããš
-
æ³åŸãå¥çŽïŒç§å¯ä¿æå¥çŽãªã©ïŒäžãåçŸã»è¡šç€ºã»éä¿¡ããæš©å©ã®ãªãè³æã®ã¢ããããŒããéä¿¡
-
ãŠã€ã«ã¹ãããã€ã®æšéЬãã¯ãŒã ãã¿ã€ã ãã ããã£ã³ã»ã«ããããç Žæãã¡ã€ã«ãã¹ãã€ãŠã§ã¢ãã®ä»ã®ä»è ã®ã³ã³ãã¥ãŒã¿ã財ç£ã®åäœã«æå®³ãäžããæãã®ããããã°ã©ã ã»ãœãããŠã§ã¢ãå«ããã¡ã€ã«ã®ã¢ããããŒã
-
èè è¡šç€ºãæ³çéç¥ãæææš©è¡šç€ºãã©ãã«ãªã©ãéä¿¡æ©èœã«ã¢ããããŒãããéã«åé€ããããš
-
ãµãŒãã¹ã®éä¿¡æ©èœãå©çšããä»ã®ãŠãŒã¶ãŒã®ãªãœãŒã¹ã®å©çšå¯èœæ§ãæãªãããæ¹ïŒäŸïŒéå°ãªå€§æåã®é£ç¶äœ¿çšãé£ç¶ããŠåãå 容ã倧éæçš¿ããããã©ããã£ã³ã°ããªã©ïŒ
-
æªæ¿è«Ÿã®åºåã宣äŒè³æãããžã£ã³ã¯ã¡ãŒã«ããã¹ãã ãããã§ãŒã³ã¡ãŒã«ãããã«ãåæ³ãããã£ãã·ã³ã°ããŸãã¯ãã®ä»ã®ãããªã圢åŒã®å§èªïŒåæ¥ç®çãã©ãããåããïŒãã¢ããããŒããŸãã¯éä¿¡ããªãã§ãã ããã
-
該åœããå°æ¹ãå·ãåœããŸãã¯åœéæ³ã®ããããéåããªãã§ãã ããã
-
ãããªã第äžè ã®ç¹èš±ãåæšããµãŒãã¹ããŒã¯ãå¶æ¥ç§å¯ãèäœæš©ããŸãã¯ãã®ä»ã®æææš©ã䟵害ããè³æãã¢ããããŒããŸãã¯éä¿¡ããªãã§ãã ããã
-
ä»ã®å人ãå£äœã«ãã£ãŠæ²èŒãããè³æãåé€ããŸãã¯æ¹å€ããªãã§ãã ããã
-
ãã¬ãŒãã³ã°ããã©ãŒãªã³ã°ããŸãã¯åæ§ã®ããã²ãŒã·ã§ã³æè¡ãå©çšããŠãµãŒãã¹ãå å·¥ãŸãã¯è¡šç€ºããªãã§ãã ããã
-
ãµãŒãã¹ããŸãã¯ããã«é¢é£ãããããã¯ãŒã¯ãã·ã¹ãã ã®è匱æ§ã調æ»ãã¹ãã£ã³ããã¹ãããããèªèšŒå¯Ÿçãçªç Žãããããªãã§ãã ããã
-
ããªããæ£åŒã«èš±å¯ãããŠããªãå Žåã«ã¯ã第äžè ããµãŒãã¹ãŸãã¯ã³ã³ãã¹ããããã¢ãŒã·ã§ã³ãæžè³ã«ç»é²ãç³ã蟌ã¿ãç»é²ã®è©Šã¿ãç³ã蟌ã¿ã®è©Šã¿ãç»é²è§£é€ããŸãã¯ç»é²è§£é€ã®è©Šã¿ãããªãã§ãã ããã
-
ä»è ã®æ å ±ïŒã¡ãŒã«ã¢ãã¬ã¹ãå«ãïŒãåéããããåéã®ããã®ææ®µãçšãããããªãã§ãã ããã
-
ãããããã¹ãã€ããŒãã¹ã¯ã¬ãŒããŒããŸãã¯ãã®ä»ã®èªååãããææ®µãæåã®ææ®µãå©çšããŠãµãŒãã¹ãžã¢ã¯ã»ã¹ãããããµãŒãã¹ã®ã³ã³ãã³ããæ å ±ãã³ããŒãããŠã³ããŒããé åžããŸãã¯è€è£œããªãã§ãã ããã
-
ä»ã®èª°ãããããã®è¡çºã«é¢äžããããšãå©ããããèš±å¯ãããããªãã§ãã ããã
iVisaã¯ãäžèšã«å¯Ÿããå®éãŸãã¯çãã®ããéåã«ã€ããŠãé©åãšå€æããæ³çæªçœ®ãè¬ããæš©å©ãçä¿ããŸããããã«ã¯ããŠãŒã¶ãŒã®ã¢ã¯ã»ã¹ãã¢ã«ãŠã³ãã®äžæåæ¢ãŸãã¯çµäºãå«ãŸããŸãããããã«éããŸãããiVisaã¯ãææ»ã®ããã«æ³çæ©é¢ã第äžè ãšååããããšããããŸãã
ãã©ã€ãã·ãŒããªã·ãŒã§å®ããããŠããå Žåããé©çšãããæ³ä»€ã§çŠæ¢ãããŠããå Žåãé€ããiVisaã¯ããããªãæ³ä»€ãèŠåãæ³çæç¶ãããŸãã¯æ¿åºããã®èŠè«ãæºããããã«å¿ èŠãšiVisaã倿ããæ å ±ã®é瀺ããŸãã¯iVisaåç¬ã®è£éã§ã®æ å ±ãè³æã®ç·šéãæ²èŒæåŠãå šéšãŸãã¯äžéšã®åé€ããåžžã«è¡ãæš©å©ãæããŸãã
泚æäºé
æ¬ãµãŒãã¹ããå©çšã®éã«ã¯ãæ¬ãµãŒãã¹ãå©çšããŠãç¹å®ã®ææãä¿èšŒãããªãããšããäºæ¿ãã ãããããã¯ã(i)æ¬ãµãŒãã¹ãåœç€Ÿã®è£œåã䜿çšããŠããåžæããæž¡èªã«å¿ èŠãªæžé¡ãå¿ ãååŸã§ãããšã¯éããªãããšã(ii)åžæããæž¡èªã«å¿ èŠãªæžé¡ã倿ãã責任ã¯ã客æ§ã«ãããæ¬ãµãŒãã¹ããååŸããæžé¡ã®åŠ¥åœæ§ã«ã€ããŠããèªèº«ã責任ãè² ãããšãæå³ããŸãããããã®ç¹ã«ã€ããŠã¯ãåœç€ŸãŠã§ããµã€ããåœç€Ÿã®å ¬åŒSNSãããã³ã¢ãã€ã«ã¢ããªã«æ²èŒããŠããæ å ±ã解説ããåç §ãã ããã
æ²èŒæ å ±ãžã®äŸå
ãµãŒãã¹ãåœç€Ÿã®SNSããŠã§ããµã€ãã«æ²èŒãããŠããæ å ±ã¯ããããŸã§äžè¬çãªåèæ å ±ãšããŠã®ã¿æäŸãããŠããŸããæ¿åºã®èŠå®ãæç¶ãã¯äºåãªã倿Žãããå Žåãããããããããã®æ å ±ã®æ£ç¢ºæ§ãå®å šæ§ãææ°æ§ãæçšæ§ã«ã€ããŠåœç€Ÿã¯ä¿èšŒããããŸããïŒå¥åº·ã»å®å šäžã®èŠä»¶ãæž¡èªå¶éãå¶è£ãçŠèŒžæªçœ®ãªã©ãå«ãããããã«éå®ãããŸããïŒãæ¬æ å ±ãžã®ãããªããäŸåããã客æ§ãèªèº«ã®è²¬ä»»ãšãªããŸããåœç€Ÿã¯ãã客æ§ãŸãã¯ä»ã®èšªåè ããŸãã¯æ¬æ å ±ã®å 容ã«è§Šãã第äžè ã«ããæ¬æ å ±ã«äŸæ ããããšã«ãã£ãŠçãããããªã責任ãè² ããŸããã
ãµãŒãããŒãã£ã®ãªã³ã¯ãã³ã³ãã³ãããã³ãµãŒãã¹
åœç€Ÿã¯ãµãŒãã¹ã®äžéšãŸãã¯é¢é£ããŠã第äžè ã®ãªãœãŒã¹ãè³æãã³ã³ãã³ãããŸãã¯ç¬¬äžè ãŠã§ããµã€ãããµãŒãã¹æäŸè ãžã®ãªã³ã¯ãå«ãããæšå¥šãããããããšããããŸããå Žåã«ãã£ãŠã¯ãiVisaã¯ç¹å®ã®ç¬¬äžè 補åããµãŒãã¹ãžã®çŽ¹ä»ææ°æãåé ããããšããããŸããç§ãã¡ã¯ãä¿¡é Œã§ããé«å質ã®ããŒãããŒãéžæããããåªããŠããŸãããããã第äžè ããã®ååã»ãµãŒãã¹ãå®å šã«ç®¡çããããšã¯ã§ããªãããã(i)åœç€Ÿã¯ããã第äžè ããã®ååããµãŒãã¹ããŠã§ããµã€ããã³ã³ãã³ãã®æ§èœã«ã€ããŠè²¬ä»»ãè² ããªãããšã(ii)ãããã®ãŠã§ããµã€ãã第äžè ããæäŸãããã³ã³ãã³ããã®ä»ã®è³æãããã©ãŒãã³ã¹ã«ã€ããŠãäžåã®è²¬ä»»ãè² ããªãããšã(iii)ãããã³ã³ãã³ããè³æãååãŸãã¯ãµãŒãã¹ã®ãå©çšããŸãã¯ããããžã®äŸæ ã«ãã£ãŠçãããããªãæå®³ãæå€±ã«ã€ããŠããçŽæ¥çãŸãã¯éæ¥çã«äžåã®è²¬ä»»ãè² ããªãããšããçè§£ããã ããŸãããªããåçããªã³ãååãµãŒãã¹ããå©çšã®å Žåã¯ãiVisaã第äžè ãžåçããªã³ããåŠçãäŸé ŒããŠããããã®ç¬¬äžè ã®è¡çºãŸãã¯äžäœçºã«ã€ããŠiVisaã¯è²¬ä»»ãè² ããŸããã ããã«ã第äžè ã®è£œåãŸãã¯ãµãŒãã¹ãããã€ããŒããã³ãã®ãŠã§ããµã€ãã補åãŸãã¯ãµãŒãã¹ã®å¥çŽæ¡ä»¶ããã©ã€ãã·ãŒããªã·ãŒãå¿ ããã確èªããŠãã ãããããªãã¯ãã®ç¬¬äžè ã®å©çšèŠçŽããã³æ¡ä»¶ã«åŸãããšã«ãªããæ¬å¥çŽãåœç€Ÿã®ãã©ã€ãã·ãŒããªã·ãŒã¯é©çšãããŸãããããªããšãã®ç¬¬äžè ãšã®éã§è¡ãããé£çµ¡ãååŒã¯ããã¹ãŠããªããšãã®ç¬¬äžè ã®éã ãã®ãã®ã§ããiVisaã¯ããã®ãããªååŒããåœç€Ÿã第äžè ã®åºçç©ã補åããµãŒãã¹ãåç §ããããšã«ãã£ãŠçããæå€±ãæå®³ã«ã€ããŠã責任ãè² ããŸããã
iVisaã¯ãã客æ§ãžã®ãµãŒãã¹åäžã®ããã«åžžã«åªåããŠãããããŸããŸãªåéã§äººå·¥ç¥èœïŒâAIâïŒã掻çšããŠããŸããããã«ãããããéãæ å ±ãååŸã§ããããŒã«ãšããŠããå©çšããã ããŸããåœç€ŸãŠã§ããµã€ãã§AIå¯Ÿå¿æ©èœãšããåããè¡ãå Žåããã®åºç€ãšãªãæ©æ¢°åŠç¿æè¡ã¯äžéšç¢ºçè«ã«åºã¥ããŠããŸãããã®ããããããAI察å¿ããŒã«ããçæãããåçãåžžã«æ£ç¢ºã§ãããšã¯éããŸãããç¹å®ã®æ¡å ãå¿ èŠã§ãããã«åºã¥ããŠåœç€ŸãµãŒãã¹ã®å©ç𿹿³ã«åœ±é¿ãåºãå Žåã¯ãAI察å¿ããŒã«ããåŸãããåçã®ã¿ã«é Œãã¹ãã§ã¯ãããŸãããAI察å¿ããŒã«ã«ããçµæã¯ãç¹ã«ãã¶ååŸã«åœ±é¿ãã倿ããä»ã®éèŠãªæ å ±ãå¿ èŠãšããå Žåãå¿ ãiVisaã®ã¹ã¿ããã«ã確èªããŠãã ããããŸããåœç€ŸãŠã§ããµã€ãã§AI察å¿ããŒã«ããã®åçã¯ãiVisaã®èŠè§£ã瀺ããã®ãšã¯éããŸãããAI察å¿ããŒã«ã第äžè ã®ãªãœãŒã¹ã補åãæšå¥šããå Žåã§ããiVisaããã®ãªãœãŒã¹ã補åãå¿ ãããæšå¥šããŠããããã§ã¯ãããŸããã
第äžè ã®è£œåããµãŒãã¹ãã³ã³ãã³ãã«ã€ããŠãã客æ§ããã®ãæèŠããåŸ ã¡ããŠãããŸããè¯ãçµéšãæªãçµéšããŸãã¯ç¹ã«æžå¿µãããå Žåã¯ãç¥ãããã ãããããã ãããæèŠã¯ãåœç€Ÿããããã®ç¬¬äžè ãšã®é¢ä¿ãç¶ç¶ãããã©ãã倿ããéã®åèãšãããŠããã ããŸãã
忥æ¡ä»¶
åœç€Ÿãšã®åååŒïŒãµãŒãã¹ãéãã補åã®ãè³Œå ¥ããããã¢ãŒã·ã§ã³ã³ãŒãã®ãå©çšãªã©ïŒã¯ãååŒæç¹ã§æå¹ãªåœç€Ÿã®åæ¥æ¡ä»¶ã«åŸããŸãã
SMSå©çšæ¡ä»¶
æ¬SMSå©çšæ¡ä»¶ã¯ãiVisaãŸãã¯ãã®ä»£çã«ããããã¹ãã¡ãã»ãŒãžã®æäŸãåä¿¡ãé ä¿¡ãèŠå®ããŸããã客æ§ã®åæå 容ã«å¿ããŠãåœç€Ÿããã®ããã¹ãã¡ãã»ãŒãžïŒãiVisa SMSãïŒã¯ä»¥äžãç®çãšããŠããŸãïŒ
- ã客æ§ãåœç€Ÿã«ãäŸé Œããã ããæ å ±ã®æäŸ
- ã客æ§ãç³è«ããæž¡èªãã¶ã®ç¶æ³ãªã©ããè³Œå ¥ã«é¢ããææ°æ å ±ã®ãæ¡å
- ãµããŒããžã®ãåãåãããã質åãžã®è¿ä¿¡
- ã客æ§ã«ãèå³ãæã£ãŠããã ããå¯èœæ§ã®ããããŒã±ãã£ã³ã°ãããã¢ãŒã·ã§ã³å å®¹ã®æäŸ
é»å眲åïŒE-SIGNïŒã«é¢ããé瀺ããã³åæ
iVisa SMSã®åä¿¡ã«åæïŒä»¥äžåç §ïŒãããã ãããšã§ãåæå 容ã®èšé²ãé»åçã«ä¿åããããšã«ãåæãããã®ãšã¿ãªããŸããé»åçèšé²ã®äœ¿çšã«é¢ããåæãåãæ¶ãå Žåã¯ããé»ååæã®æ€åããšä»¶åã«èšããŠåœç€Ÿã«ã¡ãŒã«ããŠãã ããã
ãã®é瀺ãŸãã¯æ¬ããã°ã©ã ç»é²ã«é¢ããæ å ±ãé²èЧã»ä¿åããã«ã¯ãïŒiïŒãŠã§ããã©ãŠã¶ããã³ã€ã³ã¿ãŒãããæ¥ç¶ãå¯èœãªç«¯æ«ïŒããœã³ã³ãŸãã¯æºåž¯é»è©±ãªã©ïŒãããã³ïŒiiïŒå°å·æ©ãŸãã¯è©²åœç«¯æ«ã®ä¿åã¹ããŒã¹ãå¿ èŠã§ããçŽåªäœã§ã®ã³ããŒïŒç¡æïŒãé£çµ¡å æ å ±ã®æŽæ°ããåžæã®å Žåã¯ãã客æ§ã®é£çµ¡å ããã³éä»å äœæããããŠ[email protected]ãŸã§ã¡ãŒã«ã§ãé£çµ¡ãã ããã
iVisa SMSåä¿¡ã«é¢ããåæãšèŠçŽ
iVisa SMSåä¿¡ã®åæã¯ãç»é²ãè³Œå ¥æãè³Œå ¥åŸãåçš®ãé£çµ¡ããååŒæã«é»è©±çªå·ãåœç€Ÿã«ãæäŸããã ãããŸãã¯ããŒã±ãã£ã³ã°çšiVisa SMSã®åä¿¡ãåžæããããšã§è¡ããŸããåæããã ããå Žåãæ¬SMSå©çšæ¡ä»¶ã«åæãããã®ãšã¿ãªãããŸãã
åæã«ãããã客æ§ã®åæãçŽã¥ããããé»è©±çªå·å®ãŠã«ãèªåãŸãã¯æåãããã®æ¹åŒã§ãiVisa SMSãéä¿¡ããããšãèš±å¯ãããã®ãšã¿ãªãããŸããããŒã±ãã£ã³ã°å 容ãå«ãiVisa SMSã®åä¿¡ã«ãåæãå¯èœã§ãããããã¢ãŒã·ã§ã³ã¡ãã»ãŒãžã®åä¿¡ã¯ãååã®è³Œå ¥ãæ¡ä»¶ãšãããã®ã§ã¯ãããŸããã
åä¿¡è³æ Œ
iVisa SMSåä¿¡ãžã®åæã«ã¯ãã客æ§ã18æ³ä»¥äžã§ããããã®SMSå©çšæ¡ä»¶ã®å 容ãšè²¬ä»»ãçè§£ããåæããŠããããšãå¿ èŠã§ãããŸãã該åœé»è©±çªå·ã®å å ¥è æ¬äººã§ããããå®¶æãŸãã¯ããžãã¹ãã©ã³ã«å±ããéåžžã®å©çšè ãšããŠããã®çªå·ã§iVisa SMSåä¿¡ã«åæã§ããæš©éãããããšã衚æããŠãã ããã
iVisa SMSã®å©çšã«é¢ããè²»çš
iVisaã¯iVisa SMSã®éä¿¡ã«é¢ããŠã客æ§ã«æéãè«æ±ããŸããããã ããéä¿¡ãã©ã³ã«ããã¡ãã»ãŒãžéä¿¡ãããŒã¿éä¿¡ã®æéãçºçããå ŽåããããŸãã®ã§ã ãå¥çŽäžã®æºåž¯é»è©±äŒç€Ÿçã®ãã©ã³ãã確èªãã ããã
ã¢ããªã¹ãã¢
Appleã®App Storeã®ãããªç¬¬äžè ãŠã§ããµã€ãããåœç€Ÿã®ã¢ãã€ã«ã¢ããªã±ãŒã·ã§ã³ãååŸããå Žå ãŸããGoogleã®Androidã¢ããªåžå ŽïŒãããããã¢ããªã¹ãã¢ãïŒããå©çšã®å Žåã¯ãããããã®ã¢ããªã¹ãã¢ã®èŠçŽã«åŸã£ãŠãã¢ããªã®ããŠã³ããŒãåã«åæããå¿ èŠããããAppleã®App Storeã§ã¯Apple Inc.ã®ããã€ã¹ããã³ã¢ããªã±ãŒã·ã§ã³å©çšèŠçŽãå«ãŸããŸããã客æ§ã¯ãããã¢ããªã¹ãã¢ã®å©çšèŠçŽãéµå®ããããšã«åæãããããã«åŸãããšããã¢ããªãå©çšããããã®æ¡ä»¶ãšãªããŸããã¢ããªã¹ãã¢ã®èŠçŽãæ¬å¥çŽã®èŠçŽããå¶éãç·©ãããããã¯æ¬å¥çŽãšççŸãããå Žåã«ã¯ããã峿 ŒãŸãã¯ççŸããæ¬å¥çŽã®èŠçŽãé©çšãããŸãã
Apple察å¿è£œåã®æ¡ä»¶
åœç€Ÿã®ã¢ãã€ã«ã¢ããªã±ãŒã·ã§ã³ãApple Inc.ïŒãAppleãïŒã販売ããæºåž¯åã³ã³ãã¥ãŒã¿ç«¯æ«ã§ãå©çšã®å Žåããã®ã¢ããªã±ãŒã·ã§ã³ïŒãApple察å¿ãœãããŠã§ã¢ãïŒã«ã€ããŠã¯ã以äžã®è¿œå æ¡ä»¶ãé©çšãããŸãã
-
æ¬å¥çŽã¯iVisaãšã客æ§ã®éã®ã¿ã§æç«ããAppleãšã¯é¢ä¿ãããŸãããiVisaãšAppleã®éã§ã¯ãApple察å¿ãœãããŠã§ã¢ããã³ãã®å 容ã«ã€ããŠã®è²¬ä»»ã¯iVisaãåç¬ã§è² ããŸãã
-
ã客æ§ã¯ãApple察å¿ãœãããŠã§ã¢ããã³Apple App Storeã®å©çšèŠçŽã«å®ãããã䜿çšã«ãŒã«ã«éåãŸãã¯ççŸããæ¹æ³ã§Apple察å¿ãœãããŠã§ã¢ãå©çšããŠã¯ãªããŸããã
-
ã客æ§ã®Apple察å¿ãœãããŠã§ã¢ã®äœ¿çšèš±è«Ÿã¯ãApp Storeå©çšèŠçŽã®äœ¿çšã«ãŒã«ã«åºã¥ããã客æ§ãææãŸãã¯ç®¡çããiOS補åã«ãããŠã®ã¿èš±å¯ãããè²æž¡äžå¯ã®ãã®ã§ãã
-
Appleã¯Apple察å¿ãœãããŠã§ã¢ã«é¢ããŠããããªãä¿å®ãŸãã¯ãµããŒãæ¥åãæäŸãã矩åãè² ããŸããã
-
Appleã¯æç€ºã»é»ç€ºãåãã補åä¿èšŒã«é¢ããŠäžå責任ãè² ããŸãããApple察å¿ãœãããŠã§ã¢ãäœããã®é©çšä¿èšŒã«é©åããªãå Žåãã客æ§ã¯Appleã«éç¥ããããšãã§ããAppleã¯Apple察å¿ãœãããŠã§ã¢ã®è³Œå ¥éé¡ïŒè©²åœããå ŽåïŒãè¿éããŸããé©çšæ³ã®æå€§éã®ç¯å²ã§ãAppleã¯Apple察å¿ãœãããŠã§ã¢ã®äžé©åã«èµ·å ããä»ã®ãããªãä¿èšŒè²¬ä»»ãè«æ±ãæå€±ãè² åµãæå®³ãè²»çšã«ã€ããŠã責任ãè² ããŸããããããã¯ãé©çšæ³ã«ããå 責ã§ããªãå Žåã«ã¯iVisaãåç¬ã§è²¬ä»»ãè² ããŸãã
-
ã客æ§ã¯ãApple察å¿ãœãããŠã§ã¢ãŸãã¯ãã®ææããã³/ãŸãã¯å©çšã«é¢ããã客æ§ã第äžè ããã®ç³ãç«ãŠïŒäŸïŒè£œå責任ãé©çšæ³ä»€ãèŠå¶ã«é©åããªãããšãæ¶è²»è ä¿è·æ³ãåæ§ã®æ³åŸã«åºã¥ãè«æ±ãªã©ïŒã«ã€ããŠãiVisaã責任ãè² ãããšãèªããŸãã
-
第äžè ã«ãã£ãŠApple察å¿ãœãããŠã§ã¢ãŸãã¯ãã®ææã»å©çšã該åœç¬¬äžè ã®ç¥ç財ç£ã䟵害ããŠãããšäž»åŒµãããå ŽåãiVisaãšAppleã®éã§ã¯ãiVisaãåç¬ã§ãã®èª¿æ»ãé²åŸ¡ãåè§£ããã³è§£æ±ºã«è²¬ä»»ãè² ããŸãã
-
ã客æ§ã¯(i)ã¢ã¡ãªã«åè¡åœæ¿åºã®çŠèŒžå¯Ÿè±¡åœã«æåšããŠããªãããšããŸãã¢ã¡ãªã«åè¡åœæ¿åºã«ãã£ãŠãããæ¯æŽåœãã«æå®ãããŠããªãåœã«æåšããŠããªãããšã(ii)ã¢ã¡ãªã«åè¡åœæ¿åºã«ããçŠæ¢ãŸãã¯å¶é察象ã«ã¯ãªã¹ããããŠããªãããšã衚æããã³ä¿èšŒããŸãã
-
Apple察å¿ãœãããŠã§ã¢ã«é¢ããã質åããæèŠããè«æ±ãããå Žåã¯ãiVisaãµããŒããŸã§ã¡ãŒã«éä¿¡ããŠãã ããã
ã客æ§ã¯ãAppleããã³Appleã®åäŒç€ŸãApple察å¿ãœãããŠã§ã¢ã«é¢ããæ¬å¥çŽã®ç¬¬äžè åçè ã§ããããšãããã³æ¬å¥çŽã«åæããæç¹ã§Appleã¯Apple察å¿è£œåæ¡é ãã客æ§ã«å¯ŸããŠç¬¬äžè åçè ãšããŠè¡äœ¿ããæš©å©ãæãããã®æš©å©ãå諟ãããšã¿ãªãããããšãèªããåæããŸãã
å©çšåæ¢ãŸãã¯è§£çŽ
ã客æ§ã¯ãã¢ã«ãŠã³ãã®ç»é¢ããæç€ºã«åŸãããã¡ãŒã«ã§ãé£çµ¡ããã ãããšã§ããã€ã§ããèªèº«ã§äœæããã¢ã«ãŠã³ããè§£çŽã§ããŸãããã ããææãµãŒãã¹ã«ãç»é²äžã®å Žåã¯ããã®ãµãŒãã¹ã«é©çšãããå¥çŽæ¡ä»¶ã«åŸããè§£çŽåŸãåœè©²ãµãŒãã¹ã®æéãè«æ±ããç¶ããå ŽåããããŸãã
iVisaã¯ãã客æ§ã«ããæ¬å¥çŽéåãå«ãçç±ããµãŒãã¹ã®æäŸãçµäºããå Žåãªã©ããããªãçç±ã§ãäºåãªãããµãŒãã¹ãæ©èœã®ãå©çšãäžæåæ¢ãŸãã¯çµäºãããããšãã§ããŸãã ãµãŒãã¹ãçµäºããå ŽåããŠãŒã¶ãŒã¯ãã®ãµãŒãã¹ãã¢ã«ãŠã³ãã«é¢é£ããããŒã¿ãžã®ã¢ã¯ã»ã¹æš©ã倱ããŸããæ¬å¥çŽã«èšèŒãããŠãããµãŒãã¹ã®ã»ãã¥ãªãã£ãçŠæ¢äºé ãèäœæš©ãåæšããŠãŒã¶ãŒããã®æåºç©ãå 責äºé ã責任ã®å¶éã仲è£ãšçŽäºè§£æ±ºãè£åããã³ç®¡èœã«é¢ããæ¡é ã¯ããã®ãããªãµãŒãã¹çµäºããŸãã¯æ¬å¥çŽãiVisaãšã®é¢ä¿ã®ãã®ä»ã®çµäºåŸãåŒãç¶ãæå¹ã§ãããµãŒãã¹ã®å©çšãæ¬å¥çŽã«åºã¥ããŠçµäºããå ŽåããŠãŒã¶ãŒã¯ä»ã®ååïŒæ¬åã»åœååããïŒã§ãµãŒãã¹ã®å©çšã詊ã¿ãªãããšã«åæããããçµäºåŸã«ãã®å¶éã«éåããå Žåã¯ãé¢é£ããå šãŠã®è²¬ä»»ã«ã€ããŠiVisaãå 責ããè£åããããšã«ããã«åæãããã®ãšããŸãã
ãã©ã€ãã·ãŒããªã·ãŒã«æèšãããŠããå Žåããé©çšãããæ³ä»€ïŒå人æ å ±ãžã®ã¢ã¯ã»ã¹æäŸçŸ©åãå«ãïŒãæ±ããå Žåãé€ããç§ãã¡ã¯ãŠãŒã¶ãŒãŸãã¯ç¬¬äžè ã«å¯ŸããŠããµãŒãã¹å©çšã®çµäºååŸã«ãããããããŠãŒã¶ãŒãæäŸããæ å ±ããŠãŒã¶ãŒã«é¢é£ãããã®ä»ã®æ å ±ãè¿åŽãŸãã¯æäŸãã矩åãäžåè² ããŸããã
å 責äºé
iVisaã®ãµãŒãã¹ã¯ãããªãã®æ è¡èšç»ããµããŒãããããã«èšèšãããŠããŸãããæ è¡èšç»ã®å€æŽããæ¿åºãæ¿åºæ©é¢ã®è¡çºãäžäœçºãæ³ä»€ãèŠå®ãæç¶ãã®å€æŽãªã©ãç§ãã¡ãå¶åŸ¡ã§ããªãäºæ ã«ãã£ãŠçããç¶æ³ã®çµæã«ã€ããŠã¯ãäžå責任ãè² ããŸãããååŒã®åŠçæéãæžé¡ã®çºè¡æéã«ã€ããŠæ¡å ããéã¯ãããŸããŸãªæ¿åºæ©é¢ãé¢é£æ©é¢ã第äžè åŠçæ¥è ãšã®çµéšã«åºã¥ãæšå®å€ã§ãããä¿èšŒã§ã¯ãããŸãããåœãµãŒãã¹å©çšæãæ¿åºããã³ãã®ä»ã®ç¬¬äžè ã«ããåŠçã®é å»¶ã倱æã«ã€ããŠãiVisaã責任ãè² ããªãããšãäºæ¿ããã ããŸãã ãµãŒãã¹ã«å«ãŸããã³ã³ãã³ãããã®ä»ã®æ å ±ã¯ãå©çšè ã®äŸ¿å®ã®ããã«iVisaãæäŸããŠããŸãããµãŒãã¹ã®ã³ã³ãã³ããæ å ±ãå©çšããå Žåã¯ããèªèº«ã®è²¬ä»»ã§ãé¡ãããŸãã
æ¬ãµãŒãã¹ã¯ãçŸç¶æå§¿ãããã³ãå©çšå¯èœãªç¯å²ã§ãæäŸãããŸãããµãŒãã¹ãžã®ã¢ã¯ã»ã¹ãŸãã¯å©çšã¯ä»»æã§ããããã¹ãŠå©çšè ãèªèº«ã®è²¬ä»»ã§è¡ãããŸããiVisaããã³ãµãŒãã¹ãéããŠååã»ãµãŒãã¹ãæäŸãã第äžè ã¯ãé©çšæ³ã§èªããããæå€§éã®ç¯å²ã§ãæç€ºãŸãã¯é»ç€ºãæ³å®ãŸãã¯ãã®ä»ããããçš®é¡ã®ä¿èšŒããã³æ¡ä»¶ïŒååæ§ã第äžè æš©å©ã®éäŸµå®³ãæºè¶³ã§ããå質ãç¹å®ç®çãžã®é©åæ§ãªã©ïŒãäžååŠèªããŸããiVisaã¯ãµãŒãã¹ã®æ£ç¢ºæ§ãå®å šæ§ãä¿¡é Œæ§ã驿æ§ãæçšæ§ãä¿èšŒããŸããããŸãããµãŒãã¹ãé å»¶ãé害ã劚害ãäžå ·åãç Žæããµã€ããŒæ»æããŠã€ã«ã¹ããã«ãŠã§ã¢ããã®ä»ã®æªåœ±é¿ãªãæ©èœããããšãä¿èšŒããŸããã
責任ã®å¶é
é©çšæ³ã§èªããããæå€§éã®ç¯å²ã§ãiVisaã¯ãå¶çºçã鿥çãç¹å¥ãæš¡ç¯çãŸãã¯çµæçæå®³ã人çã»èº«äœçæå®³ã粟ç¥çèŠçãäžæ³ãªæ»äº¡ãããŒã¿ã®æå€±ãå©çã®æå€±ããµãŒãã¹ã®å©çšãŸãã¯å©çšäžèœã«èµ·å ããæå®³ïŒãµãŒãã¹äžãŸãã¯éããŠæäŸãããæ å ±ã»ã³ã³ãã³ãã»ç¬¬äžè ã«ãããµãŒãã¹ãååã®æäŸãå«ãïŒã«ã€ããŠãä¿èšŒã»å¥çŽã»äžæ³è¡çºïŒé倱ãå«ãïŒãã®ä»ã®ãããªãæ³ççè«ã«åºã¥ããåããããŸããiVisaããã®ãããªæå®³ã®å¯èœæ§ãç¥ããããŠãããåŠããåãããããªããŸãã¯ä»ã®åäººã»æ³äººã«å¯Ÿãäžå責任ãè² ããŸãããiVisaã®è²¬ä»»ã¯ãããªããå®éã«è¢«ã£ãæå®³ã«éå®ããããã®äžéé¡ã¯100ç±³ãã«ãšããŸãã ãµãŒãã¹ãã³ã³ãã³ãããŸãã¯ãµãŒãã¹ãéããŠå ¥æããååã«é¢é£ããè«æ±ã¯ãåœè©²äºæ¡ãçºçããæ¥ãã1幎以å ã«ç³ãç«ãŠãªããã°ãªããŸããããµãŒãã¹ãã³ã³ãã³ãããŸãã¯ãµãŒãã¹ãéããŠå ¥æããååãå©çšããããšã«ãããéå£èšŽèšã«åå ããæš©å©ãæŸæ£ããããšã«åæãããã®ãšããŸãã äžéšã®æ³åã§ã¯ãç¹å®ã®ä¿èšŒã®å 責ãå¶çºçãŸãã¯æŽŸççæå®³ã«å¯Ÿãã責任ã®å¶éãå 責ãèªããããŠããŸãããåœç€Ÿãæç€ºçãªä¿èšŒãå 責ã§ããªãå Žåã責任ãå¶éã§ããªãå Žåãåœè©²ä¿èšŒã®ç¯å²ããã³æéãªãã³ã«åœç€Ÿã®è²¬ä»»ã®ç¯å²ã¯ãé©çšæ³ã®äžã§èªããããæå°éã®ãã®ãšãªããŸãã
è£å
ã客æ§ã¯ãiVisaããã³ãµãŒãã¹ãéããŠååããµãŒãã¹ãæäŸãããããªã第äžè ããã客æ§ã«ãããµãŒãã¹ã®å©çšãã客æ§ã«ããäžæ£è¡çºãæ³åŸéåãŸãã¯æ æã®äžæ£è¡çºãæ¬å¥çŽãžã®éåããŸãã¯ä»ã®åäººãæ³äººã®æš©å©ã®äŸµå®³ã«èµ·å ãŸãã¯é¢é£ããããããã蚎èšãè¡åã䞻匵ãæç¶ããæå®³ãåè§£ã倿±ºãå·å®³ã責任ã矩åãæå€±ããªã¹ã¯ãã³ã¹ããããã³è²»çšïŒåŒè·å£«è²»çšããã³èšŽèšè²»çšãå«ãããããã«éãããªãïŒããé²åŸ¡ããè£åããæå®³ãäžããªãããšã«åæãããã®ãšããŸããåœç€Ÿã¯ãè£åã®æš©å©ããã第äžè ããã®äž»åŒµã«å¯ŸããåŒè·ã管çããæš©å©ãçä¿ããã客æ§ã¯åœç€Ÿããåççã«èŠè«ãããååãæäŸããããšã«åæãããã®ãšããŸãã
éç¥
iVisaããã客æ§ãžã®ãµãŒãã¹ãŸãã¯æ¬å¥çŽã«é¢ããéç¥ã¯ãiVisaã®è£éã«ãããã¡ãŒã«ããµãŒãã¹äžã®æ²ç€ºããŸãã¯éµéã«ãŠè¡ãããå ŽåããããŸãã
é»åçãªéä¿¡
ã客æ§ããµãŒãã¹ãžã¢ã¯ã»ã¹ãŸãã¯å©çšããéããŸãã¯åœç€ŸãŠã§ããµã€ããã¢ãã€ã«ã¢ããªã±ãŒã·ã§ã³ãéããŠã¡ãŒã«ããã£ãããé³å£°é話ãSMSã¡ãã»ãŒãžãåœç€Ÿã«éä¿¡ããéãã客æ§ã¯åœç€Ÿãšé»åçã«éä¿¡ããŠããããšã«ãªããŸããã客æ§ã¯ãåœç€Ÿããé»åçã«éç¥ãåãåãããšã«åæãããã®ãšããŸããåœç€Ÿã¯ãã¡ãŒã«ãiVisa SMSããŸãã¯ãµãŒãã¹ãéããŠé£çµ¡ããããŸããåœç€Ÿãé»åçã«æäŸãããã¹ãŠã®å¥çŽãéç¥ãé瀺ããã³ãã®ä»ã®éä¿¡ã¯ãæžé¢ã«ããéç¥ãèŠæ±ããæ³çèŠä»¶ãæºãããã®ãšããŸããããã«ãåœç€Ÿãé»åçã«æäŸããéç¥ã¯ãæ¬å¥çŽã«èšèŒããããšãããéä¿¡æ¥ã«çºä¿¡ããã³åä¿¡ããããã®ãšã¿ãªãããŸãã
èäœæš©
åœç€Ÿã¯ãæ¬å¥çŽã®èŠä»¶ãæºããïŒã¢ã¡ãªã«åè¡åœããžã¿ã«ãã¬ãã¢ã èäœæš©æ³ããã³é¢é£æ³èŠã«æºæ ããŠãããšåœç€ŸãèããïŒãæç¢ºãã€é©åãªèäœæš©ãåæšããã®ä»ç¥çè²¡ç£æš©äŸµå®³ã®éç¥ã«å¯Ÿå¿ããŸããã客æ§ã®ç¥çè²¡ç£æš©ã䟵害ããããšãèãã®å Žåã¯ãäžèšã®äœæã«èšèŒã®ã³ã³ãã©ã€ã¢ã³ã¹ããŒã ã«ãé£çµ¡ããã ãã以äžã®æç€ºã«åŸã£ãŠå¿ èŠãªæ å ±ããæäŸãã ãããåœç€Ÿã調æ»ããããŸãã
èäœæš©äŸµå®³ã®éç¥
å®å šãã€é©åãªéç¥ãæåºããã«ã¯ïŒ
èäœæš©è ãæ¬äººããŸãã¯ãã®ä»£çãšããŠèªããããŠããå ŽåããŸãã¯èäœæš©ã«åºã¥ãå°ææš©å©ã®äžã§ä»£çè¡çºãè¡ãæš©éãããå Žåã以äžã®æ å ±ãåœç€Ÿã®æå®èäœæš©æ åœè ãŸã§éä»ããŠãã ããïŒ
-
䟵害ããããšæãããç¹å®ã®èäœç©ãç¹å®ããŠãã ããã
-
䟵害ããããšäž»åŒµããèäœç©ãæ²èŒãããŠãããŠã§ãããŒãžã®URLïŒè©²åœããå ŽåïŒããã³ãå¯èœã§ããã°åœè©²äŸµå®³è¡çºã«è²¬ä»»ããããšèããããæ¹ã®é£çµ¡å ããèšèŒãã ãããäžèš(1)ã§ç¹å®ããèäœç©ã䟵害ããŠãããšèããããŒãžäžã®èäœç©ããåœè©²èäœç©ãç»åã®å Žåã¯è©³çްãªèª¬æããŸãã¯ææžã®å Žåã¯ãã®æ¬æãå«ããŠèª¬æããŠãã ããã
-
以äžã®å£°ææãå«ããŠãã ããïŒ
1.ãäžèšèšèŒã®èäœç©ã®å©çšããç¥çè²¡ç£æš©ææè ã代ç人ããŸãã¯æ³ã«ããèš±å¯ããããã®ã§ã¯ãªããšèª å®ã«ä¿¡ããŠããŸããã
2.ããã®éç¥ã«èšèŒããæ å ±ã¯æ£ç¢ºã§ããã
3.ãåœèšŒçœªã®çœ°åã®ããšãç§ã¯èäœæš©ãŸãã¯èäœæš©ã«åºã¥ãå°ææš©å©ã®æš©å©è ãŸãã¯ãã®ä»£ç人ã§ãããæ¬ä»¶ã§äŸµå®³ããããšäž»åŒµããæš©å©ã®ä»£çè¡çºãè¡ãæš©éããããŸããã
-
éµéå äœæãé»è©±çªå·ãã¡ãŒã«ã¢ãã¬ã¹ããèšå ¥ãã ãããæ³äººã®ä»£çãšããŠéç¥ãæåºããå Žåã¯ãæ³äººåãšããããŠãèªèº«ã®åœ¹è·åã圹å²ãèšèŒããŠãã ããã
-
èäœæš©ææè ã®ä»£çãšããŠè¡åããæš©éã®ããæ¹ã®ãã«ããŒã ããã³ç©ççãŸãã¯é»åç眲åãæèšããŠãã ããã
以äžãå šé ç®ãèšå ¥ã®ãããäŒç€Ÿã®æå®èäœæš©æ åœè ãŸã§ãéä»ãã ããïŒ
èäœæš©æ
åœè
Document Advisor, Inc. æ°ä»
8 The Green, STE #5986, ããŒããŒ, ãã©ãŠã§ã¢å·, 19901, ã¢ã¡ãªã«åè¡åœ
æ³çéç¥ïŒèäœæš©æ
åœè
ïŒå®
ãæ³šæïŒåœç€Ÿã¯åé ããæ³çéç¥ã®å 容ãã第äžè ãžéä»ããã³å ¬è¡šã泚éã®ããã«è€è£œãããŸãåé€ãããè³æã®ä»£æ¿ãšããŠå ¬éããå ŽåããããŸãã
ãŸãããèªèº«ãèäœæš©ã䟵害ãããŠãããšäž»åŒµããçŽ æãŸãã¯è¡çºã«ã€ããŠèåœã®ç³ãç«ãŠãæ æã«è¡ã£ãå Žåãã¢ã¡ãªã«åè¡åœããžã¿ã«ãã¬ãã¢ã èäœæš©æ³ïŒâDMCAâïŒç¬¬512(f)æ¡ãŸãã¯ä»åœã®é¡äŒŒæ³èŠã«ããæå®³è³ å責任ïŒã³ã¹ããåŒè·å£«è²»çšãå«ãïŒãè² ãå ŽåããããŸãã
åè«éç¥ã®æåº
èäœæš©äŸµå®³ã®ç³ãç«ãŠã«ããèäœç©ãåé€ããããšããéç¥ãåãåã£ãå Žåãããã¯ãèäœæš©ææè ãåä¹ãè ãåœç€Ÿã«åé€ãæ±ããããšãæå³ããŸãããããåé€ã誀ãã誀èªã«ãããã®ã§ãããšãèãã®å Žåã¯ãç°è°ç³ç«ãŠïŒã«ãŠã³ã¿ãŒããŒãã£ã¹ïŒãæåºããããšãã§ããŸãã
æå®ã®èäœæš©ä»£ç人å®ã«ã以äžã®æ å ±ããéä»ãã ããïŒ
- åé€ãããèäœç©ã®ç¹å®æ å ±
- åé€åã®èäœç©ãæ²èŒãããŠãããŠã§ãããŒãžã®URL
- åé€ã誀ãã§ãã£ããšããèª å®ãªä¿¡å¿µã«åºã¥ã宣èªäŸè¿°æžïŒåœèšŒçœªã®é©çšäžã§ïŒ
- ãäœæãæåšããåžæ³å°åºã®é£éŠå°æ¹è£å€æããŸãã¯ãäœæãã¢ã¡ãªã«åè¡åœå€ã®å Žåã«ã¯iVisaã®ãªãã£ã¹æåšå°ã®ã©ããã®é£éŠå°æ¹è£å€æã®ç®¡èœã«åæãããŸãå ã®ç³ãç«ãŠãè¡ã£ãè ããã®èšŽç¶ééãåãå ¥ããæšã®å®£èªæž
- éµéå äœæãé»è©±çªå·ãã¡ãŒã«ã¢ãã¬ã¹ïŒæ³äººãå£äœãšããŠç³ãç«ãŠãè¡ãå Žåã¯ãå£äœå䞊ã³ã«ãèªèº«ã®è©æžã圹è·çããèšå ¥ãã ããïŒ
- ãèªèº«ã®æ°åïŒæ³çæ£åŒåç§°ïŒããã³çœ²åïŒçŽçãŸãã¯é»å眲åïŒ
ãæ³šæïŒèåœãäžæ£ãªç°è°ç³ç«ãŠãè¡ã£ãå Žåãæ³çã»çµæžçãªè²¬ä»»ãçããå ŽåããããŸããç°è°ç³ç«ãŠãæåºããåã«ãåé€ãåœç€Ÿã®èª€ãã§ãããšãã確信ãããããšããŸãèåœç³è«ã«ããçµæãååãçè§£ãã ããã
åœç€Ÿã¯ãã¡ãŒã«ãŸãã¯ãã®ä»ã®æ¹æ³ã§ãé£çµ¡ãå·®ãäžããæš©å©ãä¿æããŸãã
ç¥ç財ç£ã®åææè ã¯ãèªãã®æš©å©ãå®ããå¿ èŠãšå€æããæ³çãŸãã¯ãã®ä»ã®æªçœ®ãåã責任ããããŸããiVisaã¯ããããªãæš©å©è ã®ç¥çè²¡ç£æš©ã代ããã«åŒ·å¶ãŸãã¯ä¿è·ãã矩åãè² ããŸããã
å¥çŽã®å šäœ
æ¬å¥çŽããã³iVisaããµãŒãã¹äžã§æ²ç€ºããããŸãã¯iVisaãšã客æ§ãéæç· çµããä»ã®å¥çŽã¯ããµãŒãã¹ã®ãå©çšã«é¢ããiVisaãšã客æ§éã®å®å šãªåæãæ§æãããµãŒãã¹å©çšã«é¢ããåŸåã®åæïŒæ¬å¥çŽã®æ§çãå«ãïŒã«åªå ããŸãã
ææåã®ãã仲è£ïŒéå£èšŽèšæš©ã®æŸæ£
ã客æ§ãšåœç€Ÿã¯ãiVisaããµãŒãã¹ãã³ã³ãã³ãããŸãã¯iVisaã«ãããã®ä»ãã¹ãŠã®ååããµãŒãã¹ãåºåã«é¢é£ãŸãã¯èµ·å ããããŸããµãŒãããŒãã£ã®è²©å£²è ãéããŠè²©å£²ãããååããµãŒãããŒãã£ã®æ±ºæžæ¥è ãžã®æ¯æããå«ãããããªãæ³çè«æ±ãçŽäºããã®ä»ã®è«äºãïŒæ¬å¥çŽã®ãããªãæ¡é ã®é©çšæ§ã»å·è¡å¯èœæ§ãŸãã¯æå¹æ§ã«é¢ããè«äºãå«ããç·ç§°ããŠãçŽäºããšãããŸãïŒãè£å€æã§ã¯ãªãã¢ã¡ãªã«ä»²è£åäŒïŒAAAïŒã®åäºä»²è£äºº1åã«ããç§å¯ã®ææåã®ãã仲è£ã«ãŠè§£æ±ºããããšã«ãæç€ºçã«åæããŸãã仲è£ã¯ãAAAã®åäºä»²è£èŠåããã³ïŒä»²è£äººãè©²åœæ§ãèªããå ŽåïŒæ¶è²»è é¢é£çŽäºã®è£è¶³æç¶ãïŒç·ç§°ãèŠåããã³æç¶ããïŒã«åŸã£ãŠè¡ãããŸããã客æ§ã¯ãéªå¯©ã«ããè£å€ããã³å·ãŸãã¯é£éŠè£å€æã§ã®èšŽèšãéããŠé²ããæš©å©ãèªçºçãã€ååèªèããäžã§æŸæ£ããããšãèªããŸãïŒæ¬å¥çŽã§æç€ºãããå Žåãé€ãïŒã
仲è£ã¯ãäžç«çãªä»²è£äººãè£å€å®ãéªå¯©å¡ã®ä»£ãããšãªãã仲è£å€æã«å¯Ÿããè£å€æã§ã®å¯©æ»ã¯æ¥µããŠéãããŠããŸãããã ãã仲è£äººã¯ãè£å€æãå人ã«å¯ŸããŠäžããããšã®ã§ããæå®³è³ åãææžãšåçã®æªçœ®ãåå¥ã«åœããããšãã§ããŸãã
仲è£è²»çšã®æ¯æã«ã€ããŠã¯ãååãšããŠAAAã®æé衚ãé©çšãããŸãããè£å€è²»çšãšæ¯èŒããŠã客æ§ã®è² æ ãèããé«é¡ãšãªãå Žåã¯ã仲è£äººãå¿ èŠãšèªããç¯å²ã§ãiVisaã仲è£è²»çšã®äžéšãŸãã¯å šéšãè² æ ããŸããiVisaã¯ãå ¬å¹³ãªè£éã«ããAAAã«èª²ããã仲è£è²»çšã®å šé¡ãè² æ ããæš©å©ãä¿æããŸããã客æ§ãšåœç€Ÿã¯ãããããèªå·±ã®æ³åŸé¡§åè²»çšããã³çµè²»ãè² æ ããããšã«åæããŸãïŒãã ããæ³åŸäžãããã®è²»çšã®æ¯æãã矩åä»ããããŠããå Žåã¯é€ããŸãïŒããã ããã客æ§ãæ¶è²»è ã§ããå ŽåãiVisaã¯ä»²è£ã«ãããåŒè·å£«è²»çšãè²»çšã®è¿éãè«æ±ããããŸããã 仲è£ã¯ãã©ãŠã§ã¢å·ãã¥ãŒã¢ãŒã¯ã§è¡ãããŸãããã ãããã¥ãŒã¢ãŒã¯ãããªãã®å± äœå°ãã100ãã€ã«ä»¥å ã§ãªãå Žåã«ã¯ãæžé¢ã§åæ¹ãå¥éåæããªãéããããªãã®å± äœå°ãã100ãã€ã«ä»¥å ã§ä»²è£ãè¡ãããšãã§ããŸãã仲è£äººã®å€æã¯å šãŠã®åœäºè ã«å¯ŸããŠæçµçãã€ææåãæã¡ãç®¡èœæš©ã®ããè£å€æã«ãŠå€æ±ºãšããŠç»é²ãããããšããããŸãã
AAAããã®èŠååã³æé ããŸã仲è£ç³ç«ãŠã®æ¹æ³ã«ã€ããŠè©³ããç¥ãããå Žåã¯ãAAAã«800-778-7879ãŸã§é»è©±ããããAAAã®ãŠã§ããµã€ãhttps://www.adr.org ãã芧ãã ããã
æ¬èŠçŽã«ãããªãç°ãªãèšèŒããã£ãŠããããçŽäºã(a)ããããã®åœäºè ã®ç¥çè²¡ç£æš©ã®éåããçããå Žåãããã³/ãŸãã¯(b)çªçãæµ·è³è¡çºãäžæ£äœ¿çšãåã¯ã³ã³ãã¥ãŒã¿ãŒè©æ¬ºããã³äžæ£äœ¿çšã«é¢ããæ³åŸã®éåã®ç³ãç«ãŠããçããããããã¯ããã«é¢é£ããè«æ±ã®å Žåã«ã¯ãããªããšiVisaã¯ãããããã®åœäºè ããã©ãŠã§ã¢å·ãã¥ãŒã¢ãŒã¯ã®å·è£å€æãŸãã¯é£éŠè£å€æã«ãŠå·®æ¢ãææžïŒãŸãã¯åçã®ç·æ¥æ³çææžïŒãæ±ããããšã«åæããäž¡åœäºè ã¯ãã®ãããªèšŽèšã«é¢ããŠãããã®è£å€æãå人çç®¡èœæš©ãæããããšã«åæããŸããå ããŠãããããã®åœäºè ã¯ããã®è£å€æã®ç®¡èœç¯å²å ã§ããã°ã仲è£ã®ä»£ããã«å人ãšããŠå°é¡èšŽèšè£å€æã«ç³ãç«ãŠãããšãã§ããŸãããã ãããã®ç³ãç«ãŠããã®è£å€æå ã§åå¥ã«ïŒå£äœèšŽèšã代ç人ãšããŠã§ã¯ãªãïŒé²ããããå Žåã«éããŸãã
ãã®åæã®äžã§ä»²è£ã®å¯Ÿè±¡ãšãªãå šãŠã®çŽäºã¯ãåã ã®åœäºè ããšã«ä»²è£ãããªããã°ãªãããéå£ãå ±åããŸãã¯ä»£è¡šèšŽèšãšããŠä»²è£ããããšã¯ã§ããŸããããããªãåœäºè ããæ¬åæã«åºã¥ã仲è£å¯Ÿè±¡ãšãªãè«æ±ããç§äººä»£ç人ã代衚è ããŸãã¯ååãããã¯éå£èšŽèšã®ã¡ã³ããŒãšããŠç³ãç«ãŠãããšã¯ã§ããŸãããè€æ°ã®é¡§å®¢ãŸãã¯å©çšè ã®è«æ±ãä»ã®é¡§å®¢ãå©çšè ã®ãã®ãšçµåãŸãã¯çµ±åããããšã¯ã§ããŸããããããªã仲è£ãä»ã®ä»²è£ãšçµ±åãŸãã¯çµåãããããšã¯ãããŸããã仲è£äººã¯ãææžïŒæå®³è³ åãå·®æ¢ãææžã宣èšçææžãå«ãïŒããææžãæ±ããå人åœäºè ã®ããã ãããã€ãã®åœäºè ã®åå¥ã®è«æ±ã解決ããããã«å¿ èŠãªç¯å²ã§ã®ã¿äžããããšãã§ããŸãã
é©çšæ³ã«ãããæ¬æ®µèœã®å¶éã®ãããããç¹å®ã®è«æ±ãŸãã¯ææžã®èŠæ±ã«ã€ããŠå·è¡ã§ããªããšå€æãããå Žåã該åœããè«æ±ãŸãã¯ææžã®èŠæ±ïŒããã³ããã ãïŒã仲è£ããåé¢ããããã©ãŠã§ã¢å·ãã¥ãŒã¢ãŒã¯æåšã®å·è£å€æãŸãã¯é£éŠè£å€æã«ãããŠã®ã¿æèµ·ã§ããŸãããã ãåœäºè ã¯ãã®æ±ºå®ã«å¯ŸããŠããããæ§èšŽããæš©å©ãæããŸãããã以å€ã®å šãŠã®è«æ±ãŸãã¯ææžã®èŠæ±ã¯ä»²è£ãããŸããåœäºè ã¯ã仲è£ããåé¢ãããè«æ±ãææžã®èŠæ±ã蚎èšã«ãããŠé²è¡ãããäž¡åœäºè ã®éã§ä»²è£äžã®å šãŠã®è«æ±ãæçµçã«è§£æ±ºãããŸã§åæ¢ãããããšã«åæããŸãããŸãã仲è£ããåé¢ãããè«æ±ãææžã®èŠæ±ã®è§£æ±ºã®ããããã©ãŠã§ã¢å·ã«æåšããé£éŠè£å€æåã³å·è£å€æã®å人çç®¡èœæš©ã«åŸãããšã«äž¡åœäºè ã¯åæããŸãã
ãã®åææžã®ãçºå¹æ¥ããã30æ¥ä»¥å ã«æžé¢ã§ãªããã¢ãŠãéç¥ãæåºããããšã§ãæ¬åæã«ãããŠçŽäºè§£æ±ºã§ä»²è£ã矩åä»ããæ¡é ãããªããã¢ãŠãã§ããŸãããªããã¢ãŠãããå Žåããååããäœæãã¡ãŒã«ã¢ãã¬ã¹ã«å ãã仲è£ã«ããçŽäºè§£æ±ºã®èŠä»¶ãããªããã¢ãŠããããæšãæèšããæžé¢ããDocument Advisor, Inc.ã19111 Collins Avenue, Apt 1405, Sunny Isles Beach, Florida 33160 ATTN: Arbitration Opt-Out ãŸã§ãéããã ããã 仲è£ãéå§ããåã«ãçŽäºéç¥æžãæžé¢ã§ãæåºããã ãå¿ èŠããããŸããããã«ã¯ãæ°åãå± äœå°ã®äœæãïŒè©²åœããå Žåã¯ïŒãŠãŒã¶ãŒåããã³ãŠãŒã¶ãŒã¢ã«ãŠã³ãã«é¢é£ä»ããããŠããé»åã¡ãŒã«ã¢ãã¬ã¹ãçŽäºã®è©³çްãªèª¬æããããŠãåžæã®ææžå 容ãèšèŒããŠãã ãããç§ãã¡ãããªãã«å¯ŸããŠä»²è£ãéå§ããåããçŽäºã®è©³çްããã³åœæ¹ãæ±ããææžå 容ãæèšããæžé¢ã«ããçŽäºéç¥æžããéãããŸãããæåºããã ãçŽäºéç¥æžã¯ããDispute NoticeïŒçŽäºéç¥ïŒããšããä»¶åã§Eã¡ãŒã«ã«ãŠãéä»ãã ããã該åœããçŽäºéç¥æžã®åé åŸ30æ¥ä»¥å ã«çŽäºã解決ã§ããªãå Žåãããããã®åœäºè ã仲è£ãéå§ã§ããŸããæ¬å¥çŽã«ç°ãªãå®ããããå Žåã§ããä»åŸåœç€Ÿãæ¬å¥çŽã®ä»²è£ãçŽäºè§£æ±ºã«é¢ããæ¡é ãå®è³ªçã«å€æŽããå Žåããã®å€æŽã¯ãããããã®åœäºè ãæ¬æ®µèœã«åŸãæ¢ã«æžé¢ã«ããçŽäºéç¥æžãæåºæžã¿ã®çŽäºã«ã¯é©çšãããŸããããŸããå°æ¥çã«æ¬å¥çŽã®ä»²è£ãçŽäºè§£æ±ºæ¡é ãå®è³ªçã«å€æŽããå Žåãããªãã¯ããã®å€æŽã®çºå¹æ¥ãã30æ¥ä»¥å ã«ãæåŠã®æå¿ãEã¡ãŒã«ãŸãã¯éµéã«ãŠDocument Advisor, Inc.ïŒ19111 Collins Avenue, Apt 1405, Sunny Isles Beach, Florida 33160 ATTN: Arbitration Opt-OutïŒãžéä»ããããšã§ã倿ŽãæåŠã§ããŸãã
è«æ±ã®æå¹
é©çšãããæ³åŸãçŽäºè§£æ±ºæç¶ãã«ãããããããµãŒãã¹ãè³Œå ¥ããååããŸãã¯ã³ã³ãã³ãã«èµ·å ãããã¯é¢é£ããããªãã®è«æ±ã蚎å ã¯ãçºçãã1幎以å ã«æ£åŒã«éå§ããªããã°ãªããŸããããããéããå Žåã¯ãä»åŸãã®è«æ±ãè¡ãæš©å©ãæ°žä¹ ã«æŸæ£ããããšã«åæãããã®ãšããŸãã ãè«æ±ã®æå¹ããšé¡ããæ¬æ¡é ã¯ãããªããšåœç€Ÿã®éã®åå¥ã®æžé¢ã«ããæ³çææåã®ããåæãæ§æãããã®ãšã¿ãªãããŸãã
æºæ æ³ã»è£å€å°ã»æ¡é ã®åé¢
æ¬å¥çŽã®æå¹æ§ãè§£éãæ§æããã³å±¥è¡ã¯ãé£éŠä»²è£æ³ããã³ãã©ãŠã§ã¢å·ã®æ³åŸã«æºæ ããæ³ã®æµè§Šã«é¢ããæ¡é ã¯é©çšããŸããã
æ¬å¥çŽã®å šé ç®ã¯ãæ³åŸã§èªããããæå€§éã®ç¯å²ã§é©çšãããŸããåœç€Ÿãæ¬å¥çŽã®æ¡é ã®å±¥è¡ãæ ã£ãå Žåã§ãããã®æš©å©ã®æŸæ£ãšã¯ã¿ãªãããŸãããäžãäžæ¬å¥çŽã®æ¡é ãå·è¡äžèœãšãªã£ãå Žåããã®æ¡é ã¯æ³åŸã®ç¯å²å ã§å ã®æå³ã«æãè¿ã圢ã«ä¿®æ£ãŸãã¯çœ®æãããŸããæ¬å¥çŽã«å¥æ®µã®å®ããããå Žåãé€ããæ¬å¥çŽã®äžéšãç¡å¹ã§ããæ®ãã®æ¡é ã®æå¹æ§ã»å·è¡åã«ã¯åœ±é¿ããŸãããã»ã¯ã·ã§ã³èŠåºãã¯äŸ¿å®äžä»äžãããŠãããæ³çå¹åãæã¡ãŸããã
代çé¢ä¿ã®äžååš
æ¬å¥çŽããŸãã¯ãµãŒãã¹ã®ãããªãã³ã³ãã³ãã»è³æã»æ©èœããããªããšiVisaã®éã«ããŒãããŒã·ãããå ±åäºæ¥ãéçšé¢ä¿ããã®ä»ã®ä»£çé¢ä¿ãçãããããã®ã§ã¯ãããŸãããããªãã¯ãåœç€Ÿã代衚ããŠå¥çŽãçµãã ããåœç€Ÿãææããããšã¯ã§ããŸããã
æš©å©ã®è²æž¡
ããªãã¯ãæ¬å¥çŽã«åºã¥ããããªãæš©å©ãè²æž¡ã§ããããã®ãããªè©Šã¿ã¯ç¡å¹ãšãªããŸããiVisaã¯ãiVisaã®é¢é£äŒç€ŸãŸãã¯ç¬¬äžè ãžãå䜵ãè³ç£å£²åŽãªã©ã«ãããéç¥ãŸãã¯åæãªãã«æ¬å¥çŽããã³ãã¹ãŠãŸãã¯äžéšã®å¥çŽäžã®æš©å©çŸ©åãèªç±ã«è²æž¡ã»ç§»è»¢ã§ããŸãã
第äžè åçè
ãµãŒãã¹ã«é¢é£ããŠæäŸããã第äžè ãœãããŠã§ã¢ã®å©çšããŸãã¯ãµãŒãã¹ãéããŠå ¥æããã第äžè 補åã«ã¯ãé©çšããã第äžè ã®åæ¥æ¡ä»¶ãé©çšãããããªãã¯ãããéµå®ãã矩åããããŸãããã®ãããªåæ¥æ¡ä»¶ããªãå Žåã¯ãæ¬å¥çŽãé©çšãããŸãã
åèšããã³æ¬å¥çŽã«æèšãããŠããå ŽåïŒiVisaã«å¯Ÿããè£å矩åã仲è£åæãå«ãïŒãé€ãããããªãå人ãäžè«ãæ¥è ãŸãã¯ç¬¬äžè ã«ã€ããŠãæ¬å¥çŽã«ãã£ãŠç¬¬äžè åçè ãŸãã¯ãããšåçã®æš©å©ãçããããæå³ã¯ãªããæ¬å¥çŽã«å¥éæèšãããŠããå Žåãé€ãã第äžè ã¯ãããªãæš©å©ãå©çã享åããå·è¡ããããšã¯ã§ããŸããã
æ¬å¥çŽã®å€æŽ
åœç€Ÿã¯ãµãŒãã¹ã«ç¶ç¶çã«æ¹è¯ãæ©èœè¿œå ãè¡ã£ãŠãããããæ©èœã»æè¡ã»æ³æ¹æ£ãªã©æ°ããªèŠä»¶ã«å¿ããŠäºåã®éç¥ãªãæ¬å¥çŽãæ¹å®ãããå ŽåããããŸããéæå 容ãã確èªããã ããæå¹æ¥ãã確èªãã ãããé倧ãªå€æŽãããå Žåã¯ããµãŒãã¹ã®ã¢ã«ãŠã³ãããæã¡ã®ãŠãŒã¶ãŒã«éç¥ããå¿ èŠã«å¿ããŠãåæãããã ããŸãã ãã®å¥çŽæžãæŽæ°ããå Žåãã客æ§ã¯æŽæ°ãããæ¡é ãåãå ¥ãããããµãŒãã¹ã®å©çšã忢ããããèªç±ã«éžæã§ããŸããæŽæ°ã®å¹åçºçæ¥ä»¥éããµãŒãã¹ãå©çšãç¶ããããšã¯ãã客æ§ãä¿®æ£ãããå¥çŽã«åæãããã®ææãåããããšã«åæãããã®ãšã¿ãªãããŸããããã§èª¬æãããŠããåœç€Ÿã«ãã倿Žãé€ããæ¬å¥çŽã®ä»ã®ä¿®æ£ã倿Žã¯ãæç¢ºã«æ¬å¥çŽãä¿®æ£ããæšãèšèŒãããã客æ§ãšåœç€Ÿã眲åããæžé¢ã«ããåæããªãéããå¹åãæã¡ãŸããããªããæç¢ºã«ããããã«èšèŒããŸãããé»åã¡ãŒã«ããã®ä»ã®é£çµ¡ææ®µã¯ããã®ç®çã«ãããŠæå¹ãªæžé¢ã«ããåæãšã¯ãªããŸããã
ã«ãªãã©ã«ãã¢å·ã®ãå©çšè æ§ãžã®ç¹å¥ãªãç¥ãã
ã«ãªãã©ã«ãã¢å·æ°æ³ç¬¬1789.3æ¡ã«åºã¥ããã«ãªãã©ã«ãã¢å·ãããµãŒãã¹ãå©çšããã客æ§ã«ã¯ã以äžã®ç¹å®ã®æ¶è²»è æš©å©ã«é¢ãããç¥ãããåããæš©å©ããããŸããã«ãªãã©ã«ãã¢å·æ¶è²»è åºã®æ¶è²»è ãµãŒãã¹éšéã®èŠæ æ¯æŽãŠããããžã¯ãæžé¢ã§ã1625 North Market Blvd., Suite N 112, Sacramento, CA 95834ããŸã§ããŸãã¯é»è©±ã§ã(916) 445-1254ããŸãã¯ã(800) 952-5210ããŸã§ãé£çµ¡ããã ããŸããåŒç€Ÿãžã®ãé£çµ¡ã¯ã¡ãŒã«ãŸãã¯ä»¥äžã®å®å ã§ãå¯èœã§ãã Document Advisor, Inc. 19111 Collins Avenue, Apt 1405 Sunny Isles Beach, Florida 33160 æ åœïŒãªãŒã¬ã«ã»ããŒãã£ã¹
ãåãåãã
æ¬å¥çŽã«é¢ããã質åããäžæç¹ãããå Žåã¯ãWhatsAppïŒ+1 (904) 203-8818ïŒãŸãã¯ãŠã§ããã£ãããããé£çµ¡ããã ããŸããã客æ§ããã®ãåãåãããåé åŸãã§ããã ãæ©ããè¿ä¿¡ããããŸãã